This home is in Durbin Crossing, St. Johns.
Sold·Closed Sep 1, 2026·72 days on market·Recent sales in Durbin Crossing·Durbin Crossing
233 Ellsworth Circle
St. Johns, FL 32259
29 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map
About this home
Durbin Crossing
Nearly 4,000 sqft in Durbin Crossing South with a brand-new roof (2026) and updated HVAC (2023) offering the space and major upgrades buyers want without the wait. Open-concept living with high ceilings flows into a chef's kitchen with island, double oven, and granite counters. Flexible layout includes loft, bonus room, and a 4th bedroom with sitting area ideal for guests, office, or multi-gen living. Located in Durbin Crossing South, you're positioned within reach of major roadways including I-95, 9B, and 295, with convenient access to shopping, dining, and daily essentials nearby. The community itself offers a range of amenities that support an active lifestyle, from pools and fitness areas to parks and walking paths.
Next steps in Durbin Crossing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2026 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,743 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $641,940 | $370,989 | — |
| 2024 | $619,661 | $359,826 | — |
| 2023 | $635,704 | $347,889 | — |
| 2022 | $604,405 | $336,300 | — |
| 2021 | $427,938 | $325,049 | — |
| 2020 | $394,111 | $319,871 | — |
2025 property taxes (current owner): $9,063/yr
Estimated taxes if purchased at asking price: ~$11,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 10, 2026Closed$739,900
- Jul 14, 2026Pending$739,900
- May 1, 2026Listed$739,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $186/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 137 Ellsworth Circle, St. Johns, FL 32259Listed by FLORIDA LIFE REALTY AND INVESTMENTS, LLC. | Aug 2026 | $860,000 | $237 | 5/4.5 | 3,622 | 4 | 0.2 |
| 258 Conquistador Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $975,000 | $235 | 5/4.5 | 4,153 | 58 | 0.7 |
| 2535 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $884,000 | $261 | 5/4 | 3,390 | 1 | 0.7 |
| 157 Longwood Street, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $583,000 | $208 | 4/3.5 | 2,807 | 105 | 0.7 |
| 156 Wellwood Avenue, St. Johns, FL 32259Listed by REMAX WELCOME HOME | Aug 2026 | $914,300 | $213 | 5/3.5 | 4,285 | 71 | 0.9 |
| 4621 W Seneca Drive, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Jul 2026 | $851,250 | $265 | 5/3.5 | 3,207 | 10 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NEXTHOME NEIGHBORHOOD REALTY
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Durbin Crossing homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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