This home is in Durbin Crossing, St. Johns.

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Active

Active·77 days on market·Durbin Crossing

157 Longwood Street

St. Johns, FL 32259

$597,000$213/sqftEst. $3,177/moMLS# 2141125

Beds

Baths

2,807

Sq Ft

2013

Built

Garage

Yes

Pool

About this home

Durbin Crossing

Welcome to this beautiful waterfront pool home in Durbin Crossing. Built in 2103 and boasting over 2800 sq feet! Offering 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room, this home provides a flexible layout ideal for both everyday living and entertaining. The primary suite is conveniently located on the main floor, while upstairs features 3 additional bedrooms, including one with a private ensuite, along with 2 full bathrooms and an oversized bonus room. Filled with natural light, the home showcases plantation shutters throughout and an open-concept downstairs that overlooks the pool and serene water views. Step outside to an enclosed patio, sparkling pool, and a peaceful backyard setting perfect for relaxing or hosting guests. Located in one of St. Johns County's premier established communities with exceptional amenities. Updates include two HVAC systems(2021), windows and slider (2018), irrigation panel (2023), and water softener (2021).

Cost to own

Mortgage calculator

Home Price

$597,000

Down Payment: 20%

$119,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,034

Principal & Interest: $3,034

Est. Taxes & Insurance: $759

Estimated Total Monthly

$3,793

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,177

Property taxesest. at asking price, St. Johns County$794

HOAbilled annually$6

Estimated total, before insurance$3,978/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$513,467	$449,570	—
2024	$507,434	$436,192	—
2023	$494,310	$422,031	—
2022	$458,283	$408,283	—
2021	$346,422	$239,234	—
2020	$331,340	$235,241	—

2025 property taxes (current owner): $9,193/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 30, 2026Listed$597,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$597,000

Price / Sq Ft$213

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,807

Acres0.18 acres

Year Built2013

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontYes

School Information

ElementaryPatriot Oaks Academy

MiddlePatriot Oaks Academy

HighCreekside

Community Information

Address157 Longwood Street, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionDurbin Crossing

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size7,840.8 sq ft

Parcel Number0096213160

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Fitness Center, Park, Playground

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage Door Opener, On Street

ViewPond, Pool, Trees/Woods, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile, Vinyl

FireplaceYes

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryUpper Level

SecuritySecurity System Owned, Smoke Detector(s)