This home is in South Hampton, St. Augustine.

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Active

Active·Listed today·South Hampton

513 Wetherby Lane

St. Augustine, FL 32092

$635,000$197/sqftEst. $3,380/moMLS# 2155678

Beds

Baths

3,229

Sq Ft

2001

Built

Garage

Pool

About this home

South Hampton

Welcome to one of South Hampton's most impressive homes, where timeless elegance, thoughtful design, and an unbeatable location come together in one exceptional property. Perfectly situated in the heart of St. Johns County, you'll enjoy easy access to top-rated schools, shopping, dining, major roadways, and everything that makes this one of Northeast Florida's most desirable places to call home. From the moment you arrive, the impeccable curb appeal sets the tone. Mature landscaping, decorative hardscape borders, landscape lighting, and a welcoming front elevation create a stunning first impression. Step inside to rich hardwood flooring, soaring ceilings, and beautiful sightlines that lead your eyes directly to the peaceful backyard preserve, where a designated bird sanctuary provides a tranquil backdrop year-round. Designed for both everyday living and entertaining, the spacious floor plan offers room for everyone. The main level features elegant formal living and dining rooms

Cost to own

Mortgage calculator

Home Price

$635,000

Down Payment: 20%

$127,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,228

Principal & Interest: $3,228

Est. Taxes & Insurance: $807

Estimated Total Monthly

$4,035

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,380

Property taxesest. at asking price, St. Johns County$845

HOAbilled semi-annually$111

Estimated total, before insurance$4,336/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,979/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Active$635,000
Jul 14, 2026Listed$635,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$635,000

Price / Sq Ft$197

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,229

Acres0.26 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address513 Wetherby Lane, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSouth Hampton

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size11,325.6 sq ft

Parcel Number0099720100

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Golf Course, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)