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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Artisan Lakes, Jacksonville a 55+ community home in Nocatee.

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Active

Active·1 day on market·Artisan Lakes

30 Armorer Court

Jacksonville, FL 32081

$490,000$280/sqftEst. $2,517/moMLS# 2161270
2
Beds
2
Baths
1,751
Sq Ft
2020
Built
2
Garage
No
Pool

About this home

Artisan Lakes

Beautifully maintained and ideally situated within the exclusive gated 55+ neighborhood of Artisan Lakes in award-winning Nocatee, this inviting home offers an exceptional blend of comfort, tranquility, and carefree living. With lawn maintenance included in the HOA, enjoy a true lock-and-leave lifestyle with more time to relax and travel. This thoughtfully designed Laurent floor plan provides effortless single-level living with 2 bedrooms, 2 full baths, and a versatile office/flex space. A screened lanai and private back patio create inviting spaces for entertaining guests. At the heart of the home is a spacious open-concept kitchen, dining, and living area filled with natural light. The well-appointed kitchen features an extra-large quartz eat-at island, gas range, and generous gathering space. The spacious primary suite offers a tranquil retreat with an oversized walk-in shower and large walk-in closet. Golf cart with 101 miles is being offered with a full price offer.

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,517
Principal & Interest: $2,517
Property taxes (est.): $800
Insurance (est.): $327
Estimated Total Monthly
$3,643
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,517
Property taxesest. at asking price, Duval County$800
HOAbilled monthly$440
Estimated total, before insurance$3,757/mo
Seller’s 2026 tax billper the MLS — includes any CDD / assessments$5,016/yr · $418/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2026 property taxes (current owner): $5,016/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 21, 2026Listed$490,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$490,000
Price / Sq Ft$280
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,751
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address30 Armorer Court, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionArtisan Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Parcel Number168149-7325
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Part Time, Pickleball, Spa/Hot Tub
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
ConstructionStucco

Additional Information

Date ListedAugust 21, 2026
Days on Market0
HOA Fees$440 / Monthly
HOA FrequencyMonthly
HOA NameArtisan Lakes
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,016.1
Tax Year2026
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

The neighborhood

About Artisan Lakes

Artisan Lakes is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all Artisan Lakes homes for sale →

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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