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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Villas, Jacksonville — a home near Atlantic Coast High School.

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Active Under Contract

Active Under Contract·52 days on market·The Villas

320 Wingstone Drive

Jacksonville, FL 32081

$585,900$275/sqftEst. $3,220/mo mortgageMLS# 2163324
3
Beds
2
Baths
2,128
Sq Ft
2017
Built
2
Garage
No
Pool

5 more homes for sale in The Villas →Search The Villas on the map

FEMA Zone XHOA $431/mo4,792 sqft lotSingle Family Residence1 story

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About this home

The Villas

EFFORTLESS LUXURY LIVING! Beautifully appointed, this move-in-ready villa is located within the active and carefree lifestyle of Nocatee. Designed with both style and comfort, this 3 Bedroom/2 Bath home features elegant finishes. The spacious living areas are ideal for both family and entertaining along with a floor plan design that offers the perfect combination of sophistication and low-maintenance living. Every detail creates a warm and inviting feel that is refined yet comfortable. Enjoy all the Florida lifestyle has to offer with a large enclosed lanai with custom electric shades and extended paver patio with a natural preserve view. Perfect for those seeking a beautifully maintained residence without the demands of a traditional home, this property offers a rare opportunity to enjoy privacy, convenience, and exceptional community setting. The price reflects a new 98'' TV, 4 Seat EZGO Golf Cart and Home Surge Protector. HOA covers both roof and exterior painting. WELCOME HOME!

Next steps in The Villas

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,220
Property taxesest. at asking price, Duval County$957
HOAbilled monthly$431
Estimated total, before insurance$4,607/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,204/yr · $600/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,900
$117,180
Loan Term
Monthly Payment
$3,220
Principal & Interest: $3,220
Property taxes (est.): $957
Insurance (est.): $391
Estimated Total Monthly
$4,567
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,204/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Active Under Contract$585,900
  • Sep 3, 2026Listed$585,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $268/sq ft; this home is listed at $275/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVENAug 2026$519,400$2443/22,1331270.1
116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$775,000$2823/32,747330.2
90 Vestavia Court, Jacksonville, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$439,000$2454/21,794790.2
30 Armorer Court, Jacksonville, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$483,000$2762/21,751100.4
287 Captiva Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$610,000$2284/2.52,677780.7
110 White Marsh Drive, Jacksonville, FL 32081Listed by LOKATIONAug 2026$590,000$2683/22,20020.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$585,900
Price / Sq Ft$275
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,128
Acres0.11 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address320 Wingstone Drive, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionVillas At Nocatee
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Lot Size4,791.6 sq ft
Parcel Number1681496170
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Gated, Management - Off Site
Community FeaturesSuburban, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Glass Enclosed, Patio, Rear Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 3, 2026
Days on Market52
HOA Fees$431 / Monthly
HOA FrequencyMonthly
HOA NameMay Management
HOA Fee IncludesMaintenance Grounds, Security, Other
Tax Amount$7,203.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Villas

The Villas is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all The Villas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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