This home is in Kelly Pointe, Ponte Vedra — a home near Allen D. Nease High School.
Active·Listed today·Kelly Pointe
109 Captiva Drive
Ponte Vedra, FL 32081
All Kelly Pointe homes for sale →Search Kelly Pointe on the map
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Kelly Pointe
This one checks a lot of boxes and then adds a few extras! POOL + SPA? Check. Large, fenced yard? Check. 3-car tandem garage? Absolutely. Nocatee's lowest-priced pool home, both in total price and price per square foot? That, too! Welcome to 109 Captiva Drive in Kelly Pointe, a well-maintained David Weekley home with 4 bedrooms (all upstairs), 2.5 baths, a spacious loft, office with French doors, flex/dining room, and tons of natural light. The open kitchen and family room keep everyone connected, with a large island, 42'' cabinetry, stainless appliances, gas cooktop, & walk-in pantry. Brand-new lighting is another bonus! Out back, the oversized fenced yard backs to the preserve, with a covered lanai, sparkling heated pool & spa, plenty of green space, and room for a playset, cornhole, or future outdoor kitchen. Add tons of storage, newer HVAC unit (3 years old!), a large storm/storage room, & easy golf-cart access to Nocatee amenities, and this home brings the fun and the function!
Next steps in Kelly Pointe
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,749 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 8, 2026Listed$699,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Kelly Pointe
Kelly Pointe is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines