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This home is in Durbin Crossing, St. Johns — a home near Creekside High School.

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Active

Active·45 days on market·Durbin Crossing

506 Richmond Drive

St. Johns, FL 32259

$264,900$171/sqftEst. $1,467/moMLS# 2162286

↓ $15,000 below original list

Beds

2.5

Baths

1,548

Sq Ft

2017

Built

Garage

Pool

30 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

FEMA Zone XHOA $227/mo2,178 sqft lotTownhouse2 stories

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About this home

Durbin Crossing

UPDATED, MOVE-IN READY & PRICED AT $264,900! Enjoy low-maintenance living in the sought-after Durbin Crossing community, where resort-style amenities, everyday convenience, and major 2026 upgrades come together at an exceptional value! This 3-bedroom, 2.5-bath townhome offers 1,548 square feet of thoughtfully designed living space, a one-car garage, private driveway, and screened lanai overlooking shared green space. Tucked toward the end of a quiet street, the building enjoys a desirable setting with adjacent green space and nearby preserve. Big-ticket updates are already DONE! A brand-new 2026 HVAC system with transferable 10-year warranty, Samsung refrigerator, washer and dryer, and Whirlpool dishwasher offer added value and peace of mind. Inside, the open living and dining areas flow into an eat-in kitchen with island, while a convenient drop zone, under-stair pantry, and half bath make everyday living easy. Upstairs, the spacious primary suite features a walk-in closet, double

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,467

Property taxesest. at asking price, St. Johns County$352

HOAbilled monthly$227

Estimated total, before insurance$2,047/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$264,900

Down Payment: 20%

$52,980

Interest Rate: 7.40%

Loan Term

Monthly Payment

$1,467

Principal & Interest: $1,467

Property taxes (est.): $353

Insurance (est.): $177

Estimated Total Monthly

$1,996

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 28, 2026Price change$264,900−$4,000
Sep 17, 2026Price change$268,900−$6,000
Aug 31, 2026Price change$274,900−$5,000
Aug 28, 2026Listed$279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $171/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
152 Nelson Lane, St. Johns, FL 32259Listed by PREMIER HOMES REALTY INC	Jul 2026	$268,000	$166	3/2.5	1,611	118	0.1
163 Nelson Lane, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY	Jul 2026	$308,000	$187	3/2.5	1,650	11	0.1
409 Richmond Drive, St. Johns, FL 32259Listed by REMAX WELCOME HOME	Jun 2026	$277,500	$178	3/2.5	1,563	105	0.1
219 Richmond Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS JACKSONVILLE	May 2026	$298,900	$187	3/2.5	1,602	9	0.1
287 Richmond Drive, St. Johns, FL 32259Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA	Jul 2025	$309,000	$200	3/2.5	1,548	25	0.1
205 Richmond Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS	Aug 2026	$277,000	$174	3/2.5	1,591	14	0.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$264,900

Price / Sq Ft$171

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,548

Acres0.05 acres

Year Built2017

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

Zoned elementaryDurbin Creek Elementary

Zoned middleFruit Cove Middle School

Zoned highCreekside High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported elementaryDurbin Creek

Reported middleFruit Cove

Reported highCreekside

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address506 Richmond Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionDurbin Crossing

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size2,178 sq ft

Parcel Number0264031490

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingCentral, Electric

CoolingElectric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

Exterior

Patio / PorchCovered, Rear Porch, Screened

ConstructionStucco

Additional Information

Date ListedAugust 28, 2026

Days on Market42

HOA Fees$226.74 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesMaintenance Grounds, Maintenance Structure

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

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