This home is in Durbin Crossing, St. Johns — a waterfront home in St. Johns County.
Sold·Closed Sep 14, 2026·83 days on market·Recent sales in Durbin Crossing·Durbin Crossing
651 Servia Drive
St. Johns, FL 32259
7 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map
About this home
Durbin Crossing
Seller will consider VA assumable Loan (2.25 Rate) Step inside a thoughtfully design, two bedroom, 2 1/2 bath townhome in highly sought after St. John's County community of Durbin Crossing. this home has NEW Appliances and LVP Flooring enhances the staircase and upstairs and blends, comfort, style and low maintenance living in one of the areas most desirable master plan neighborhoods. The main living features a bright open concept lay out where the kitchen, dining, and living spaces flow seamlessly together, creating the perfect setting for both every day living and entertaining. The kitchen is equipped with granite countertops offering both function and modern appeal. A convenient half bath is located downstairs for guest. Upstairs, both bedrooms feature their own private attached bathroom, providing comfort and privacy for residence or guest. Durable 18 x 18 ceramic tile runs throughout the first floor for a clean and timeless finish. A washer and dryer are included for adde
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,746 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 12 mi · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area5 min drive · 3.3 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 5 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 4 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park2 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Aldi6 min drive · 145 Harper Ln, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $217,852 | $0 | — |
| 2024 | $229,657 | $0 | — |
| 2023 | $233,424 | $0 | — |
| 2022 | $214,538 | $0 | — |
| 2021 | $163,174 | $163,174 | — |
| 2020 | $148,963 | $148,963 | — |
2025 property taxes (current owner): $1,999/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 22, 2026Closed$255,000
- Aug 26, 2026Pending$255,000
- Aug 16, 2026Price change$255,000−$8,900
- Jul 16, 2026Price change$263,900−$6,000
- Jun 4, 2026Listed$269,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $211/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 277 Servia Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Oct 2026 | $270,000 | $187 | 2/2.5 | 1,442 | 78 | 0.2 |
| 393 Servia Drive, St. Johns, FL 32259Listed by BETROS REALTY INC | Sep 2026 | $285,000 | $190 | 3/2.5 | 1,502 | 38 | 0.2 |
| 461 Servia Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $305,000 | $203 | 3/2.5 | 1,502 | 48 | 0.2 |
| 382 Servia Drive, St. Johns, FL 32259Listed by DOGWOOD REALTY | Aug 2026 | $255,000 | $211 | 2/2.5 | 1,210 | 40 | 0.2 |
| 429 Servia Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Apr 2026 | $255,000 | $189 | 2/2.5 | 1,346 | 12 | 0.2 |
| 842 Servia Drive, St. Johns, FL 32259Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Mar 2026 | $245,000 | $202 | 2/2.5 | 1,210 | 122 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JASON MITCHELL REAL ESTATE FLORIDA, LLC.
Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Durbin Crossing homes for sale →Keep looking
More homes in Durbin Crossing
For Sale375 Servia DriveSt. Johns, FL 32259
2 bd · 2.5 ba · 1,210 sq ft
$257,000Est. $1,368/moStep into this immaculate 2-bedroom, 2.5-bathroom townhome featuring a private, wooded backyard and patio perfect for…
Listing Office: momentum realty
For Sale440 Servia DriveSt. Johns, FL 32259
2 bd · 2.5 ba · 1,346 sq ft
$264,550Est. $1,408/moSELLER GIVING $10K INCENTIVE for prepaids and buy down with full price offer! Remarkable FURNISHED Townhome in…
Listing Office: watson realty corp
For Sale236 Servia DriveSt. Johns, FL 32259
3 bd · 2.5 ba · 1,502 sq ft
$285,000Est. $1,517/moWelcome to this beautifully maintained 3-bedroom, 3-bathroom end-unit townhome in the highly desirable Durbin Crossing…
Listing Office: united real estate gallery
For Sale644 Servia DriveSt. Johns, FL 32259
2 bd · 2.5 ba · 1,210 sq ft
$285,000Est. $1,517/moBeautiful townhouse featuring a spacious living area, a functional kitchen, comfortable bedrooms, and a convenient…
Listing Office: keller williams realty atlantic partners st. augustine
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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