Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Aberdeen, St. Johns — a home near Bartram Trail High School.

Photo 1 / 72
Active

Active·141 days on market·Aberdeen

51 Scotch Pebble Drive

St. Johns, FL 32259

$299,900$200/sqftEst. $1,648/mo mortgageMLS# 2149015
↓ $15,100 below original list
3
Beds
2.5
Baths
1,502
Sq Ft
2020
Built
1
Garage
No
Pool

19 more homes for sale in Aberdeen →Search Aberdeen on the map

FEMA Zone XHOA $123/moTownhouse2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Aberdeen

Some homes just make everyday life feel easier, and 51 Scotch Pebble Dr. is one of them! Tucked in Braewick at Aberdeen with a peaceful preserve view, this 2020-built townhome offers a low-maintenance lifestyle in the heart of St. Johns County. The main level is designed for daily living, with bright, functional space, modern vinyl flooring, a convenient half bath, smart home features, and an open feel that makes the home easy to enjoy. Upstairs, 3 bedrooms & 2 baths are thoughtfully tucked away, creating separation between your living and resting spaces. With 1,502 sq.ft. of living space and a 1-car garage, this home offers the flexibility to fit a variety of lifestyles. Enjoy Aberdeen's sought-after amenities, including a resort-style pool, fitness center, basketball courts, and playground. With shopping, dining, top rated schools, St. Johns conveniences, and major roadways nearby, this home blends comfort, lifestyle and location in one inviting opportunity you do not want to miss!

Next steps in Aberdeen

FollowNew Aberdeen homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,648
Property taxesest. at asking price, St. Johns County$399
HOAbilled quarterly$123
Estimated total, before insurance$2,170/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,142/yr · $345/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,900
$59,980
Loan Term
Monthly Payment
$1,648
Principal & Interest: $1,648
Property taxes (est.): $399
Insurance (est.): $200
Estimated Total Monthly
$2,247
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,524 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$262,428$196,718—
2024$261,273$190,466—
2023$270,367$183,462—
2022$226,662$176,662—
2021$35,000$35,000—

2025 property taxes (current owner): $4,142/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 30, 2026Price change$299,900−$5,100
  • Jul 29, 2026Price change$305,000−$10,000
  • Jun 5, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
40 Scotch Pebble Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYOct 2025$260,000$2152/2.51,210400
81 Scotch Pebble Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2025$295,000$1963/2.51,502340
59 Scotch Pebble Drive, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCJun 2025$300,000$2003/2.51,5021120
162 Scotch Pebble Drive, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2025$265,000$2192/2.51,210130.1
97 Scotch Pebble Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2025$287,000$2132/2.51,346540.1
17 Alemany Place, St. Johns, FL 32259Listed by WATSON REALTY CORPMay 2025$279,900$1942/2.51,442371.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$200
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,502
Year Built2020
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryCunningham Creek
Reported middleSwitzerland Point
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address51 Scotch Pebble Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAberdeen
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0099010030

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFire Alarm

Exterior

ConstructionFrame

Additional Information

Date ListedJune 5, 2026
Days on Market117
HOA Fees$368 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,141.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Aberdeen homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines