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This home is in Durbin Crossing, St. Johns.

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Active Under Contract

Active Under Contract·307 days on market·Durbin Crossing

305 Carriage Hill Court

St. Johns, FL 32259

$524,000$171/sqftEst. $2,789/moMLS# 2108461
4
Beds
2
Baths
3,058
Sq Ft
2008
Built
2
Garage
No
Pool

About this home

Durbin Crossing

Come see all this lovely home has to offer! Walking distance to the Amenities Center! Roof replaced April 2025! Upon entering the home, you will be greeted by the formal sitting area and large dining room. Flowing into the large family room that is open to the kitchen. Plenty of room for everyone during any gathering. Sliding glass door provides easy access to the open lanai area - perfect for a glass of wine in the evening. Laundry room is just off the kitchen and is separated by beautiful, easy to use, barn door. Upstairs is a bonus room, perfect for cozying up to watch a movie or game playing. Or easily close off this room to make a guest room. Four bedrooms allows everyone to spread out. The owners' suite w/ large walk-in closet & owners ensuite, make getting ready in the morning a breeze. Designer touches include a beautiful backsplash, ss appliances, & quartz counter tops in the kitchen. Great opportunity in St. Johns County! Don't miss out!

Cost to own

Mortgage calculator

$524,000
$104,800
Loan Term
Monthly Payment
$2,663
Principal & Interest: $2,663
Est. Taxes & Insurance: $666
Estimated Total Monthly
$3,329
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,789
Property taxesest. at asking price, St. Johns County$697
HOAbilled annually$6
Estimated total, before insurance$3,492/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $615,500 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$539,273$487,027
2024$521,114$471,114
2023$533,003$483,003
2022$487,225$298,327
2021$341,575$288,182
2020$243,171$243,171

2023 property taxes (current owner): $9,008/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Sep 12, 2025Listed$524,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$524,000
Price / Sq Ft$171
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,058
Acres0.17 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address305 Carriage Hill Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number0096352850
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Park, Playground, Tennis Court(s)
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Patio
FencingFenced, Back Yard, Privacy, Vinyl
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 12, 2025
Days on Market304
HOA Fees$67 / Annually
HOA FrequencyAnnually
HOA NameDurbin Crossing
Tax Amount$9,007.68
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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