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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Durbin Crossing, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Jun 29, 2026·105 days on market·Recent sales in Durbin Crossing·Durbin Crossing

409 Richmond Drive

St. Johns, FL 32259

$277,500sold priceListed at $295,000 · 94.1% of asking$178/sqftMLS# 2126645
3
Beds
2.5
Baths
1,563
Sq Ft
2018
Built
1
Garage
No
Pool

31 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

HOA $235/moTownhouse2 stories

About this home

Durbin Crossing

MOVE-IN READY 3-bedroom, 2.5-bath townhome located in one of St. Johns County's most desirable and fast-growing areas. This home has been FRESHLY PAINTED, professionally cleaned, and power washed, making it ready for its new owner. The open floor plan features a bright kitchen with stainless steel appliances, hardwood cabinetry, and a breakfast bar, ideal for everyday living and entertaining. Upstairs you'll find a full laundry room, well-sized bedrooms, and great closet space throughout. Enjoy outdoor living on the PRIVATE PORCH or PATIO, plus a personal yard and attached GARAGE with NEW EPOXY FLOORS. Located in the sought-after Durbin Crossing community with access to pools, fitness center, and pickleball courts. Perfect for a first-time buyer, second home, or low-maintenance lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,537
Property taxesest. at asking price, St. Johns County$369
HOAbilled monthly$235
Estimated total, before insurance$2,141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$277,500
$55,500
Loan Term
Monthly Payment
$1,537
Principal & Interest: $1,537
Property taxes (est.): $369
Insurance (est.): $185
Estimated Total Monthly
$2,091
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
287 Richmond Drive, St. Johns, FL 32259Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJul 2025$309,000$2003/2.51,548250.1
205 Richmond Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSAug 2026$277,000$1743/2.51,591140.2
151 Richmond Drive, St. Johns, FL 32259Listed by VENTURE REALTY CO, LLCAug 2026$315,000$1903/2.51,65780.2
152 Nelson Lane, St. Johns, FL 32259Listed by PREMIER HOMES REALTY INCJul 2026$268,000$1663/2.51,6111180.2
163 Nelson Lane, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$308,000$1873/2.51,650110.2
195 Richmond Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPJun 2026$313,500$1873/2.51,67390.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$295,000
Price / Sq Ft$189
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,563
Year Built2018
TypeResidential
Sub-TypeTownhouse
StyleContemporary, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address409 Richmond Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0264031920
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s), Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJanuary 23, 2026
Days on Market105
HOA Fees$235 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Trash
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX WELCOME HOME

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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