This home is in Durbin Crossing, St. Johns.

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Pending

Pending·69 days on market·Durbin Crossing

151 Richmond Drive

St. Johns, FL 32259

$315,000$190/sqftEst. $1,606/moMLS# 2145783

Beds

Baths

1,657

Sq Ft

2015

Built

Garage

Pool

About this home

Durbin Crossing

Imagine coming home to peaceful preserve views in one of the fastest growing and most sought after areas in Northeast Florida. This beautifully maintained 3 bedroom, 2.5 bath townhome offers the perfect blend of comfort, convenience, and lifestyle, featuring one of the few rare 2 car garages in the community. Inside, you'll find a spacious layout with granite countertops, stainless steel appliances, and stylish finishes designed for everyday living and entertaining. Located in the highly desirable Durbin Crossing community of northern St. Johns County, you'll enjoy low maintenance living paired with resort style amenities and access to top rated A schools. Spend your weekends relaxing by the pools, playing tennis or basketball, exploring the parks, or enjoying the endless dining and shopping nearby. With quick access to I 95, commuting is effortless while still being tucked away in a peaceful community setting. Whether you're looking for your first home, your next chapter

Cost to own

Mortgage calculator

Home Price

$315,000

Down Payment: 20%

$63,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,606

Principal & Interest: $1,606

Property taxes (est.): $419

Insurance (est.): $210

Estimated Total Monthly

$2,235

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,606

Property taxesest. at asking price, St. Johns County$419

HOAbilled monthly$227

Estimated total, before insurance$2,252/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,756/yr · $480/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$279,014	$279,014	—
2024	$281,702	$281,702	—
2023	$277,231	$138,531	—
2022	$261,898	$133,040	—
2021	$204,090	$127,709	—
2020	$191,853	$125,255	—

2025 property taxes (current owner): $5,756/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.