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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Twenty Mile Village, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Aug 19, 2026·10 days on market·Recent sales in Twenty Mile Village·Twenty Mile Village

85 Parkbluff Circle

Ponte Vedra, FL 32081

$755,000sold priceListed at $770,000 · 98.1% of asking$339/sqftMLS# 2152420
4
Beds
3
Baths
2,225
Sq Ft
2020
Built
2
Garage
No
Pool

11 more homes for sale in Twenty Mile Village →Search Twenty Mile Village on the map

FEMA Zone XHOA $87/mo8,276 sqft lotSingle Family Residence1 story

About this home

Twenty Mile Village

Welcome to this exceptional residence in the gated community of The Settlement at Twenty Mile, one of Nocatee's most sought-after neighborhoods. Situated on an oversized homesite with tranquil lake views, this thoughtfully designed ICI Serena floor plan offers 4 bedrooms, 3 bathrooms within a beautifully curated living space. Soaring 11-foot ceilings, abundant natural light creates a bright, sophisticated atmosphere throughout. The chef-inspired kitchen serves as the heart of the home, seamlessly connecting to the expansive living and dining areas; ideal for everyday living and effortless entertaining. The private primary suite features stunning sunset views. The three additional bedrooms provide flexibility for guests, a home office, or multigenerational living. Enjoy golf cart access to Nocatee's award-winning amenities, parks, trails, retail, dining, medical services, and top-rated St. Johns County schools, all within the privacy and charm of Twenty Mile.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,182
Property taxesest. at asking price, St. Johns County$1,005
HOAbilled annually$87
Estimated total, before insurance$5,274/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,542/yr · $629/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$755,000
$151,000
Loan Term
Monthly Payment
$4,182
Principal & Interest: $4,182
Property taxes (est.): $1,005
Insurance (est.): $503
Estimated Total Monthly
$5,690
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$656,158$375,203—
2024$651,630$363,921—
2023$661,241$351,865—
2022$539,864$340,160—
2021$378,796$328,796—
2020$98,000$92,400—

2025 property taxes (current owner): $7,542/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 19, 2026Closed$770,000
  • Jun 25, 2026Listed$770,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $318/sq ft; this home is listed at $346/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
215 Valley Grove Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$878,000$3334/32,6342490.5
109 Whisper Rock Drive, Ponte Vedra, FL 32081Listed by REDFIN CORPORATIONSep 2026$812,000$3244/32,503350.7
140 Whisper Rock Drive, Ponte Vedra, FL 32081Listed by IMAGINE REAL ESTATE LLCJul 2026$784,000$3094/42,5341050.7
81 Bison Trail, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$750,000$3153/2.52,379191
213 Jackrabbit Trail, Ponte Vedra, FL 32081Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$690,000$2764/2.52,498141.1
244 Southern Oak Drive, Ponte Vedra, FL 32081Listed by ROUND TABLE REALTYJul 2026$625,000$3184/21,96341.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$770,000
Price / Sq Ft$346
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,225
Acres0.19 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address85 Parkbluff Circle, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionTwenty Mile At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,276.4 sq ft
Parcel Number0680630660
ZoningResidential

Amenities

Community FeaturesGated
UtilitiesElectricity Connected, Natural Gas Connected
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesElectric Oven, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1

Exterior

ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 25, 2026
Days on Market10
HOA Fees$1,047 / Annually
HOA FrequencyAnnually
HOA NameThe Settlement at Twenty Mile
Tax Amount$7,542.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Twenty Mile Village

Twenty Mile Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Twenty Mile Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines