Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.

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Active

Active·2 days on market·Riverwood

394 Mangrove Thicket Boulevard

Ponte Vedra, FL 32081

$515,000$306/sqftEst. $2,645/moMLS# 2160770

Beds

Baths

1,685

Sq Ft

2015

Built

Garage

Pool

About this home

Riverwood

Open House-Sunday 8/23 12-2pm. Must coordinate with listing agent for gate access. CDD Bond has been fully paid!! This wonderful Abbeyville Floorplan situated on a Private Preserve lot features 2 bedrooms, 2 full baths, Office/Den and Paver Driveway/Patio. Positioned very close to the Anastasia Clubhouse, it offers a gourmet kitchen with large island, granite counter tops, beautiful tile backsplash & upgraded Kitchen Aid appliances. It also boasts under cabinet lighting, full pantry & pull out cabinet shelves. With a wide open floor plan, the living area & dining area look out to the private preserve view from the patio/backyard. This house has a primary suite that comes with a beautiful tray ceiling, oversized laundry room with extra storage & an extended two car garage. The oversized tile floors throughout the main living area give this home a very grand feel. Additional features include plantation shutters in the living area/primary suite as well as automated shade for the sliders.

Cost to own

Mortgage calculator

Home Price

$515,000

Down Payment: 20%

$103,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,645

Principal & Interest: $2,645

Property taxes (est.): $685

Insurance (est.): $343

Estimated Total Monthly

$3,673

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,645

Property taxesest. at asking price, St. Johns County$685

HOAbilled monthly$245

Estimated total, before insurance$3,575/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,195/yr · $433/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,195/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 19, 2026Listed$515,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$515,000

Price / Sq Ft$306

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,685

Acres0.21 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address394 Mangrove Thicket Boulevard, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Ponte Vedra

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size9,147.6 sq ft

Parcel Number0722440150

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Sauna, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundrySink

SecuritySecurity System Owned, Smoke Detector(s)