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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.

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Active

Active·44 days on market·Riverwood

352 Orchard Pass Avenue

Ponte Vedra, FL 32081

$397,000$219/sqftEst. $2,199/moMLS# 2160543
↓ $3,000 below original list
2
Beds
2
Baths
1,815
Sq Ft
2021
Built
1
Garage
No
Pool

14 more homes for sale in Riverwood →Search Riverwood on the map

FEMA Zone XHOA $245/moCondominium2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Riverwood

Experience the best of 55+ living in Del Webb Ponte Vedra, a premier active-adult community offering an exceptional resort-style lifestyle. This thoughtfully designed Carriage Home combines modern comfort with low-maintenance living. From the front door or attached one-car garage, a short set of stairs leads to the second-level living spaces, where the bedrooms and main living areas are conveniently arranged. An inviting open-concept layout creates an easy flow for everyday living and entertaining, with flexible spaces for relaxing, working from home, or hosting guests. Enjoy an impressive array of amenities including a clubhouse, resort-style pool, fitness center, walking and biking trails, pickleball, tennis, social clubs, classes, and year-round activities. With an active social calendar and countless ways to connect, every day feels like a getaway. Ideally located in Nocatee, close to shopping, dining, healthcare, beaches, and Northeast Florida's many attractions.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,199
Property taxesest. at asking price, St. Johns County$528
HOAbilled monthly$245
Estimated total, before insurance$2,972/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,469/yr · $289/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$397,000
$79,400
Loan Term
Monthly Payment
$2,199
Principal & Interest: $2,199
Property taxes (est.): $528
Insurance (est.): $265
Estimated Total Monthly
$2,992
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:28 AM, sunset 6:54 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,469/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Price change$397,000−$3,000
  • Sep 1, 2026Active$400,000
  • Aug 15, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
490 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by LPT REALTY LLCSep 2026$340,000$2212/21,5381480
377 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCSep 2025$385,000$2643/21,457470
447 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by MARSH LANDING REALTYSep 2026$389,000$2083/2.51,8735160.1
545 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCOct 2025$362,000$2352/21,538330.1
86 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDOct 2026$395,000$2133/21,8571340.2
16 Fawn Gully Lane H, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2026$380,000$2112/21,797250.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$397,000
Price / Sq Ft$219
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,815
Year Built2021
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
Direction FacesSouth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address352 Orchard Pass Avenue, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Ponte Vedra
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702521601
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Screened
RoofShingle
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 1, 2026
Days on Market44
HOA Fees$245 / Monthly
HOA FrequencyMonthly
HOA NameFirst Services Residential
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control
Tax Amount$3,468.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines