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This home is in Del Webb Nocatee, Ponte Vedra.

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Active

Active·1 day on market·Del Webb Nocatee

126 Sand Harbor Drive

Ponte Vedra, FL 32081

$665,000$338/sqftEst. $3,391/moMLS# 2156862
2
Beds
2
Baths
1,969
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

Del Webb Nocatee

Best-Selling Palmary design in gated Del Webb Nocatee! This 2023-built home sits on a rare, deep, fully fenced homesite backing to wooded preserve--no rear neighbors! 2BR/2BA + dedicated office, 1,969 SF, extended 2-car garage. Luxury vinyl plank flooring flows throughout the open-concept living area, where a gourmet kitchen with gas cooktop, gas water heater, quartz counters, and a large center island anchors the space. Sunroom leads to a covered, screened lanai and extended paver patio--perfect for entertaining or unwinding under the stars. Split floor plan offers privacy, with primary bedroom featuring a walk-in closet and spa-style shower with dual vanities. Smart home features include a carbon monoxide detector and smoke detectors. Enjoy resort-style amenities at the Canopy Club: zero-entry pool, lap pool, tennis, pickleball, bocce ball, fitness center, spa/hot tub, and a full-service clubhouse. Schedule your private showing today--this preserve-view gem won't last!

Cost to own

Mortgage calculator

$665,000
$133,000
Loan Term
Monthly Payment
$3,391
Principal & Interest: $3,391
Property taxes (est.): $885
Insurance (est.): $443
Estimated Total Monthly
$4,719
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,391
Property taxesest. at asking price, St. Johns County$885
HOAbilled monthly$334
Estimated total, before insurance$4,610/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,555/yr · $630/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,555/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,614 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 24, 2026Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$665,000
Price / Sq Ft$338
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,969
Acres0.18 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address126 Sand Harbor Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size7,840.8 sq ft
Parcel Number0704842060

Amenities

AmenitiesPool, Boat Launch, Clubhouse, Fitness Center, Gated, Management - Off Site, Park, Pickleball, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryIn Unit, Sink
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

FencingBack Yard
RoofShingle

Additional Information

Date ListedJuly 24, 2026
Days on Market0
HOA Fees$334 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$7,555.24
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke