Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active

Active·Listed today

3850 Marnie Place

Jacksonville, FL 32223

$474,900$236/sqftEst. $2,630/moMLS# 2168456

Beds

Baths

2,015

Sq Ft

1987

Built

Garage

Pool

HOA $13/mo10,454 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to this beautifully updated, meticulously maintained 4-bedroom, 2-bath, four-sided brick ranch, perfectly situated on a quiet cul-de-sac lot in one of Mandarin's most desirable established neighborhoods! From the inviting covered front porch to the highly sought-after side-entry garage, this single-story home offers timeless curb appeal, thoughtful updates, and exceptional functionality. Step inside to discover a light-filled interior featuring vaulted ceilings, luxury vinyl plank and tile flooring in main areas, plush bedroom carpeting, and inviting spaces designed for everyday living and entertaining. The spacious family room is the heart of the home, showcasing a soaring vaulted ceiling, a skylight, and a charming wood-burning fireplace. Separate living and dining rooms provide additional flexibility for gatherings and additional entertaining space.

Next steps in Mandarin

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,630

Property taxesest. at asking price, Duval County$775

HOAbilled annually$13

Estimated total, before insurance$3,419/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$474,900

Down Payment: 20%

$94,980

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,630

Principal & Interest: $2,630

Property taxes (est.): $775

Insurance (est.): $317

Estimated Total Monthly

$3,723

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,602 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Oct 8, 2026Listed$474,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$474,900

Price / Sq Ft$236

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,015

Acres0.24 acres

Year Built1987

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLoretto

MiddleMandarin

HighMandarin

Community Information

Address3850 Marnie Place, Jacksonville, FL 32223

Area014-Mandarin

SubdivisionOldfield Point

CityJacksonville

CountyDuval

StateFL

Zip Code32223

Lot Size10,454.4 sq ft

Parcel Number1589265734

ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights

UtilitiesCable Available, Electricity Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit

Window FeaturesSkylight(s)

SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Front Porch, Porch, Screened

FencingBack Yard, Full, Wood

RoofShingle

ConstructionBrick

Other StructuresShed(s)

Additional Information

Date ListedOctober 8, 2026

Days on Market0

HOA Fees$160 / Annually

HOA FrequencyAnnually

HOA Fee IncludesOther

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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