Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Oceanside Park, Jacksonville Beach.

1 / 46

Active

Active·Listed today·Oceanside Park

815 S 11th Avenue S

Jacksonville Beach, FL 32250

$1,450,000$528/sqftEst. $7,478/moMLS# 2159160

Beds

Baths

2,744

Sq Ft

2024

Built

Garage

Pool

About this home

Oceanside Park

Perfection has a new address: 815 S. 11th Ave. This exceptional custom-built coastal home redefines craftsmanship, quality, and thoughtful design. Built to stand the test of time, every detail reflects superior materials and meticulous construction. Expansive indoor and outdoor spaces flow seamlessly for effortless entertaining and coastal living. Two primary suites--one downstairs and one upstairs--offer flexibility for multi-generational living, guests, or privacy. Thoughtfully engineered from the inside out, features include a whole-house generator, dual HVAC with integrated dehumidification, impact-rated windows and doors, whole-home smart technology, a chef's kitchen with premium JennAir appliances, spa-inspired baths with a steam shower, Tesla charging capability, upgraded garages, W/D on both floors, and an upstairs kitchenette. Fully furnished and truly turnkey, this one-of-a-kind coastal masterpiece delivers luxury, craftsmanship, functionality, and lasting value.

Cost to own

Mortgage calculator

Home Price

$1,450,000

Down Payment: 20%

$290,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$7,478

Principal & Interest: $7,478

Property taxes (est.): $2,368

Insurance (est.): $967

Estimated Total Monthly

$10,812

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$7,478

Property taxesest. at asking price, Duval County$2,368

Estimated total, before insurance$9,845/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,505/yr · $1,209/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $14,505/yr

Estimated taxes if purchased at asking price: ~$28,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,428 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 7, 2026Listed$1,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,450,000

Price / Sq Ft$528

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,744

Total Structure Area2,904 sq ft

Acres0.13 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

Community Information

Address815 S 11th Avenue S, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionOceanside Park

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size5,662.8 sq ft

Parcel Number1767020000

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Instant Hot Water, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringStone, Terrazzo, Tile

FireplaceYes

Fireplace FeaturesOutside

# of Stories2

LaundryLower Level, Upper Level

SecuritySecurity System Owned