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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plantation Oaks, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Active·Listed today·Plantation Oaks

1335 Ashley Oaks Drive

Jacksonville Beach, FL 32250

$939,000$329/sqftEst. $4,973/moMLS# 2164838
3
Beds
2
Baths
2,855
Sq Ft
1993
Built
2
Garage
Yes
Pool

About this home

Plantation Oaks

Welcome to Plantation Oaks, a highly desirable neighborhood where homes rarely come available and the beach is just over 2 miles away! This exceptional home captures the best of Florida living with a private, resort-style backyard featuring a heated saltwater pool recently resurfaced with a beautiful abalone-shell finish, color-changing pool light, large covered lanai, hot tub and outdoor shower. The fully fenced rear yard also includes a double storage shed. Whether you're looking for a primary residence, coastal retreat or potential vacation-rental investment, this property offers an enviable combination of location, lifestyle and versatility. Inside, thoughtful details create a warm and inviting living environment, including plantation shutters, crown molding, recessed lighting, knockdown ceilings, French doors opening to the covered lanai, and a gas fireplace. The sunken family room provides an inviting space to relax, while the dedicated office features custom built-in desks.

Cost to own

Mortgage calculator

$939,000
$187,800
Loan Term
Monthly Payment
$4,973
Principal & Interest: $4,973
Property taxes (est.): $1,533
Insurance (est.): $626
Estimated Total Monthly
$7,132
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$4,973
Property taxesest. at asking price, Duval County$1,533
HOAbilled annually$25
Estimated total, before insurance$6,531/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,016/yr · $668/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,016/yr

Estimated taxes if purchased at asking price: ~$18,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,473 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 18, 2026Active$939,000
  • Sep 12, 2026Listed$939,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$939,000
Price / Sq Ft$329
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,855
Acres0.29 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo

School Information

ElementarySeabreeze
MiddleDuncan Fletcher
HighDuncan Fletcher

Community Information

Address1335 Ashley Oaks Drive, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionPlantation Oaks
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size12,632.4 sq ft
Parcel Number1799975295

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LaundryIn Unit
Spa FeaturesAbove Ground

Exterior

Exterior FeaturesOutdoor Shower, Storm Shutters
FencingBack Yard, Privacy
RoofShingle
ConstructionBrick
Other StructuresShed(s), Workshop
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$300 / Annually
HOA FrequencyAnnually
HOA NamePlantation Oaks
Tax Amount$8,015.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Plantation Oaks

Plantation Oaks is a neighborhood in Ponte Vedra Beach, FL (Duval County), ZIP 32250.

View all Plantation Oaks homes for sale →

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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