This home is in Jacksonville Beach — a pool home in Jacksonville.
Active·1 day on market
1110 Ruth Avenue
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Welcome to your private beachside oasis! Located on a rare, oversized corner lot just a short walk or bike ride from the ocean and Sunshine Park, this completely renovated Jacksonville Beach pool home delivers the ultimate coastal lifestyle. Step inside to a dramatic two-story great room that flows effortlessly into an open-concept kitchen and family room. The kitchen shines with designer cabinetry, granite counters, a glass tile backsplash, and premium stainless steel appliances. Designed for flexibility, the layout includes multiple living areas, a dedicated dining space and a bonus flex room ideal for a home office or gym. The upper-level primary suite acts as a private escape, featuring a freshly remodeled ensuite bathroom with a sleek dual vanity, new tile, and a luxurious seamless glass shower. Step outside onto the Trex deck balconies to catch the breeze overlooking your private pool and sun deck. Built to last with a 2018 roof, durable Hardie board siding, a well pump and a
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $10,971/yr
Estimated taxes if purchased at asking price: ~$16,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,655 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 22, 2026Listed$814,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Williams Coastal
Active$780,000MLS# 2152677Est. $4,151/mo901 Osceola Avenue, Jacksonville Beach, FL 322503 Beds2 Baths2,220 sqftLive the Jacksonville Beach lifestyle just half a mile from the ocean and moments from South Beach Park! This spacious…
Residential1 PERCENT LISTS FIRST COAST
Active$1,099,000MLS# 2132427Est. $5,849/mo2480 S Beach Parkway, Jacksonville Beach, FL 322504 Beds4 Baths2,560 sqftDiscover luxury Jacksonville Beach living a short walk to everything. This immaculate 4 bedroom, 4 bath residence is…
ResidentialENGEL & VOLKERS FIRST COAST
Keep looking
Similar homes in Jacksonville Beach
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines