This home is in Oceanside Park, Jacksonville Beach.

1 / 49

Active

Active·91 days on market·Oceanside Park

802 4th Street S

Jacksonville Beach, FL 32250

$1,160,000$463/sqftEst. $6,174/moMLS# 2140440

Beds

Baths

2,508

Sq Ft

2026

Built

Garage

Pool

About this home

Oceanside Park

**Buyer Incentive - Brand new golf cart included with sale of house if closed by end of August.** Your brand new home awaits. Built by Someday Homes Construction, a stones throw a way from the ocean sand. Features include engineered hardwood floors, custom built range hood, luxury cabinetry, fixtures and finishes, level 5 drywall finish, full yard irrigation, outdoor shower, entire home water softener system, epoxy garage floor coatings, and many more. Your backyard is lined with palm trees giving you a tropical oasis. Home is located on a corner lot with plenty of room for a pool. Walking distance to the beach, Brunch Haus, Tulua Bistro, Starbucks, Sun Deli, and so many more Jax Beach staples. Home comes with a 1 year home warranty and 10 year structural warranty.

Cost to own

Mortgage calculator

Home Price

$1,160,000

Down Payment: 20%

$232,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,896

Principal & Interest: $5,896

Est. Taxes & Insurance: $1,474

Estimated Total Monthly

$7,370

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,174

Property taxesest. at asking price, Duval County$1,894

Estimated total, before insurance$8,068/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $750,000 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$310,607	$310,607	—
2024	$410,598	$227,218	—
2023	$340,603	$206,562	—
2022	$225,590	$187,784	—
2021	$185,475	$170,713	—
2020	$185,458	$155,194	—

Estimated taxes if purchased at asking price: ~$22,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Price change$1,160,000−$39,000
Apr 16, 2026Listed$1,199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,160,000

Price / Sq Ft$463

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,508

Total Structure Area3,119 sq ft

Acres0.11 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesEast

School Information

ElementarySeabreeze

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address802 4th Street S, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionOceanside Park

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size4,791.6 sq ft

Lot Dimensions50 x 100

Parcel Number1763670000

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

# of Stories2

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)