This home is in Ocean Cay, Jacksonville Beach.
Sold·Closed Oct 5, 2026·11 days on market·Recent sales in Ocean Cay·Ocean Cay
829 Bonaire Circle
Jacksonville Beach, FL 32250
2 more homes for sale in Ocean Cay →Search Ocean Cay on the map
About this home
Ocean Cay
Welcome to your new beach home! Located in one of the most sought-after neighborhoods in Jacksonville Beach, this stunning home has it all. Thoughtfully remodeled with an open concept and modern vibe, this is one you're going to want to see. The kitchen has been completely renovated with all new appliances, gas cooktop, quartz counters and an oversized island open to the family room with an abundance of natural light. This single-story, split-bedroom layout offers privacy and great flow. The primary suite is a showstopper with a completely remodeled bathroom and massive walk-in closet. The private back yard is fully fenced and offers a private retreat surrounded by foliage and within earshot of the sound of the ocean. This home is within walking distance to the beach, restaurants, shopping and more. Homes like this don't last--schedule your private tour today!
Next steps in Ocean Cay
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,755 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $12,562/yr
Estimated taxes if purchased at asking price: ~$17,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 5, 2026Closed$890,000
- Sep 26, 2026Pending$890,000
- Sep 5, 2026Active Under Contract$890,000
- Sep 5, 2026Active$890,000
- Aug 25, 2026Active Under Contract$890,000
- Aug 14, 2026Active$890,000
- Aug 12, 2026Listed$890,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $440/sq ft; this home is listed at $419/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLC | Sep 2026 | $800,000 | $415 | 3/2 | 1,928 | 7 | 0.2 |
| 3567 Bay Island Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jul 2026 | $885,000 | $357 | 4/3 | 2,481 | 5 | 0.2 |
| 487 33rd Avenue S, Jacksonville Beach, FL 32250Listed by LPT REALTY LLC | Sep 2026 | $905,000 | $440 | 3/2.5 | 2,058 | 57 | 0.3 |
| 3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC. | Aug 2026 | $775,000 | $469 | 3/2 | 1,651 | 5 | 0.3 |
| 2887 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $930,000 | $488 | 3/2 | 1,904 | 2 | 0.3 |
| 259 32nd Avenue S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,075,000 | $433 | 4/3 | 2,484 | 238 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ocean Cay
Ocean Cay is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Ocean Cay homes for sale →Keep looking
More homes in Ocean Cay
Pending3009 Antigua DriveJacksonville Beach, FL 32250
3 bd · 2 ba · 2,172 sq ft
$879,000Est. $4,678/moWelcome to 3009 Antigua Drive - a beautifully updated waterfront home in the sought-after, walk-to-beach community of…
Listing Office: radiant realty
For RentLease
86 Tidal LaneSt. Augustine, FL 32080
4 bd · 2 ba · 1,913 sq ft
$3,995/moParadise awaits in this fully furnished 4 bedroom 2 bath home just minutes from St Augustine Beach, shopping and…
Listing Office: coldwell banker vanguard realty
Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Ocean Cay
Ocean Cay guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines