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This home is in Oceanside Park, Jacksonville Beach.

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Active

Active·Listed today·Oceanside Park

436 9th Avenue S

Jacksonville Beach, FL 32250

$875,000$411/sqftEst. $4,545/moMLS# 2164159

Beds

Baths

2,130

Sq Ft

1974

Built

—

Garage

Pool

About this home

Oceanside Park

Coastal living awaits you in this beautifully updated 3-bedroom, 2.5 bathroom home located just 4 blocks from the Atlantic Ocean in highly sought after Jacksonville Beach, Florida. Step inside to discover a bright, open floor plan that seamlessly blends beachside comfort with modern sophistication complete with tile and wood floors throughout. The heart of the home is the fully updated kitchen, complete with sleek stainless steel appliances, premium countertops, and ample cabinetry perfect for home chefs and entertaining guests. Unwind in the spacious sunroom, a versatile space flooded with natural light that offers the perfect transition between outdoor luxury and outdoor paradise. The exterior features a fully fenced-in back yard, providing ultimate privacy and security. The property is surrounded by mature, lush tropical landscaping that creates your very own private coastal retreat, ideal for evening relaxation or hosting weekend barbecues. Don't miss this rare opportunity to own a

Cost to own

Mortgage calculator

Home Price

$875,000

Down Payment: 20%

$175,000

Interest Rate: 6.76%

Loan Term

Monthly Payment

$4,545

Principal & Interest: $4,545

Property taxes (est.): $1,429

Insurance (est.): $583

Estimated Total Monthly

$6,557

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$4,545

Property taxesest. at asking price, Duval County$1,429

Estimated total, before insurance$5,974/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,726/yr · $894/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,726/yr

Estimated taxes if purchased at asking price: ~$17,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 12, 2026Active$875,000
Sep 9, 2026Listed$875,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$875,000

Price / Sq Ft$411

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,130

Acres0.11 acres

Year Built1974

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address436 9th Avenue S, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionOceanside Park

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size4,791.6 sq ft

Parcel Number1764130000

ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingOther, Additional Parking

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Jack and Jill Bath, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch

FencingBack Yard, Wood

RoofMetal

ConstructionStucco

Additional Information

Date ListedSeptember 12, 2026

Days on Market0

Tax Amount$10,726.46

Tax Year2025

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

The neighborhood

About Oceanside Park

Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Oceanside Park homes for sale →

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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436 9th Avenue S

Oceanside Park

Mortgage calculator

True monthly cost

Taxes & assessment

Florida Reality Check

Price & status history

Features

Community Information

Amenities

Interior

Exterior

Additional Information

About Oceanside Park

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