This home is in Pablo Beach South, Jacksonville Beach — a new construction home in Jacksonville.
Active·196 days on market·Pablo Beach South
118 13th Avenue S 101 B
Jacksonville Beach, FL 32250
About this home
Pablo Beach South
NEW CONSTRUCTION CONDO STEPS AWAY FROM THE OCEAN! EXPERIENCE LUXURY LIVING IN THIS HIGH-END CONDO LOCATED IN THE DESIRABLE AREA OF SOUTH JAX BEACH. THIS CONDO OFFERS A CHEF'S KITCHEN WITH THERMADOR STAINLESS APPLIANCES, 60'' REFRIDGERATOR, 36'' 6 BURNER GAS RANGE -CONVECTION, FRAMELESS MODERN 51'' CABINETS THAT GO TOTHE CEILING, QUARTZ COUNTERTOPS WITH WATERFALL, 24''STAINLESS MICROWAVE DRAWER, A BUILT IN PANTRY, UNDER CABINET LIGHTING, AND CUSTOM WOOD HOOD. THE CONDO COMES WITH AN ELEVATOR, 8' INTERIOR & EXTERIOR DOORS, PORCELAIN TILES THROUGHOUT, RINNAI HOT WATER HEATER. SPEND TIME ON ONE OF YOUR TWO BALCONIES, THE SECOND FLOOR BALCONY OFFERS A PIPED IN WATER SPIKET AND PIPED END GAS FOR GRILLING, THE THRID FLOOR BALCONY OFFERS A PIPED IN WATER SPIKET. THE CONDO IS WALKABLE TO RESTAURANTS, COFFEE SHOPS, WHOLE FOODS, PARKS AND MORE. MINUTES AWAY FROM MAYO, BEACHES BAPTIST, PONTE VEDRA INN & CLUB AND MUCH MORE INCLUDING CONVENIENT TO JTB.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $11,338/yr
Estimated taxes if purchased at asking price: ~$30,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,605 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 4, 2026Price change$1,550,000−$100,000
- Feb 13, 2026Listed$1,650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Pablo Beach South
Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Pablo Beach South homes for sale →Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Pablo Beach South
Active$1,600,000MLS# 2135732Est. $8,516/mo118 13th Avenue S 103 C, Jacksonville Beach, FL 322503 Beds3 Baths2,239 sqftNEW CONSTRUCTION CONDO STEPS AWAY FROM THE OCEAN! EXPERIENCE LUXURY LIVING IN THIS HIGH-END CONDO LOCATED IN THE…
ResidentialCOMPASS FLORIDA LLC
Active$1,300,000MLS# 2150744Est. $6,919/mo222 4th Avenue S, Jacksonville Beach, FL 322504 Beds2 Baths2,300 sqftUNBEATABLE LOCATION meets turn-key passive income! Welcome to a rare, fully operational short-term rental quadplex in…
Residential IncomeJWB REALTY LLC
Active$1,200,000MLS# 2130058Est. $6,387/mo1334 1st Street S, Jacksonville Beach, FL 322502 Beds2 Baths1,603 sqftBeach view income producing Duplex, renovated fully in the inside. Two separate units in one building. Corner Lot.
Residential IncomeINI REALTY
Active$1,999,999MLS# 2147557Est. $10,645/mo1202 1st Street S, Jacksonville Beach, FL 322505 Beds3 Baths2,624 sqftExceptional income-producing opportunity in South Jacksonville Beach! This fully renovated triplex sits directly across…
Residential IncomeFLUID REALTY, LLC.
Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Pablo Beach South
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines