This home is in Jacksonville.
$145,000Sold3 bd · 2 ba · 1,157 sq ft
Sold·Closed Oct 15, 2026·170 days on market·Recent sales in Mandarin
9556 Armelle Way 16
Jacksonville, FL 32257
About this home
Jacksonville
Welcome to easy, low-maintenance living in the heart of Mandarin! This spacious 3-bedroom, 2-bath condominium offers an open-concept floor plan with soaring vaulted ceilings and abundant natural light, creating a bright and inviting atmosphere. The oversized living and dining areas flow seamlessly into the kitchen, complete with ample cabinetry, generous counter space, a breakfast bar, and pantry. The split-bedroom layout provides privacy, while the primary suite features an en-suite bath and walk-in closet. Enjoy your morning coffee or unwind in the evening on the private screened balcony with additional outdoor storage. Conveniently located near shopping, dining, parks, and major highways, this community offers the perfect blend of comfort and convenience. Ideal for first-time buyers, downsizers, or investors looking for a prime Jacksonville location.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,730 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 14 mi · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 6 mi · 6.4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 1 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 2 mi · Goodby's Creek
Closest youth league fields
Turf House Jaxabout 2 mi · Soccer
Closest grocery store
Aldiabout 1 mi · 8775 Old Kings Road South, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $143,000 | $143,000 | ▼ $16,000 |
2025 property taxes (current owner): $2,828/yr
Estimated taxes if purchased at asking price: ~$2,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 16, 2026Closed$159,900
- Oct 8, 2026Pending$159,900
- Sep 21, 2026Active$159,900
- Sep 14, 2026Active Under Contract$159,900
- Aug 7, 2026Listed$159,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $125/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9626 Belda Way 7, Jacksonville, FL 32257Listed by PREMIER HOMES REALTY INC | Oct 2026 | $175,000 | $151 | 3/2 | 1,157 | 132 | 0.1 |
| 9360 Craven Road 1404, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $125,000 | $98 | 2/2.5 | 1,274 | 17 | 0.2 |
| 4365 Edgewater Crossing Drive 11-3, Jacksonville, FL 32257Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $235,000 | $187 | 2/2 | 1,259 | 3 | 0.2 |
| 9420 Osprey Branch Trail 9, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $147,900 | $137 | 2/2 | 1,079 | 64 | 0.3 |
| 9390 Underwing Way 7-2, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Oct 2026 | $204,000 | $159 | 3/2 | 1,284 | 135 | 0.4 |
| 9716 Topaz Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Oct 2026 | $267,990 | $181 | 3/2.5 | 1,483 | 7 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SPECTRUM REALTY SERVICES
Sold by: RISE REALTY ADVISORS, LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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