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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·88 days on market

8539 W Gate Parkway 1735

Jacksonville, FL 32216

$189,500$141/sqftEst. $1,041/mo mortgageMLS# 2145097
3
Beds
2
Baths
1,347
Sq Ft
2007
Built
1
Garage
No
Pool
FEMA Zone XHOA $670/mo436 sqft lotCondominium3 stories

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About this home

Jacksonville

Investor opportunity at Villa Medici. Remodeled 3-bedroom, 2-bath condo with tenant in place through July 2027 at $1,650 per month. New carpet and paint, LVP in the living room and kitchen, and all appliances including a new washer, dryer, and garbage disposal. Quiet building toward the back of the gated complex with a detached 1-car garage just steps away and extra guest parking nearby. Main bedroom has an ensuite bath. Community amenities include a pool, patio with grills, fitness center, dog park, playground, clubhouse, and billiards. Prime location near St. Johns Town Center, UNF, St. Vincent's Hospital, shopping, and dining. HOA $670 per month. Showings by appointment with advance notice to the tenant.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,041
Property taxesest. at asking price, Duval County$309
HOAbilled monthly$670
Estimated total, before insurance$2,021/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,356/yr · $280/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,500
$37,900
Loan Term
Monthly Payment
$1,041
Principal & Interest: $1,041
Property taxes (est.): $309
Insurance (est.): $126
Estimated Total Monthly
$1,477
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$188,000$188,000▼ $23,500
2024$211,500$211,500—
2023$211,500$198,000—
2022$180,000$180,000—
2021$145,000$143,481—
2020$138,000$130,438—

2025 property taxes (current owner): $3,356/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 11, 2026Listed$189,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8539 Gate Parkway W 9220, Jacksonville, FL 32216Listed by UNITED REAL ESTATE GALLERYOct 2026$199,000$1732/21,149450.2
8423 Thornbush Court, Jacksonville, FL 32216Listed by PURSUIT REAL ESTATE, LLCOct 2026$156,500$1322/2.51,184620.4
8435 Thornbush Court, Jacksonville, FL 32216Listed by ROUND TABLE REALTYSep 2026$195,000$1652/2.51,184450.4
4134 Highwood Drive, Jacksonville, FL 32216Listed by WATSON REALTY CORPOct 2026$299,000$1753/2.51,704600.5
4480 Deerwood Lake Parkway 236, Jacksonville, FL 32216Listed by DJ & LINDSEY REAL ESTATEOct 2026$190,000$1262/21,5092000.5
4120 Crownwood Drive, Jacksonville, FL 32216Listed by VSP REALTY & PROPERTY MANAGEMENTSep 2026$250,000$1473/2.51,704500.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$189,500
Price / Sq Ft$141
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,347
Acres0.01 acres
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleSpanish
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryGreenfield, reported on 17 other Villa Medici listings
MiddleSouthside, reported on 18 other Villa Medici listings
HighEnglewood, reported on 19 other Villa Medici listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address8539 W Gate Parkway 1735, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionVilla Medici
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size435.6 sq ft
Parcel Number1541662860
ZoningCondominium

Amenities

AmenitiesPool, Dog Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Detached, Garage, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories3
LevelsThree Or More
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchPorch
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 28, 2026
Days on Market135
HOA Fees$670 / Monthly
HOA FrequencyMonthly
Tax Amount$3,355.93
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AT HOME REALTY SERVICES, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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