This home is in Jacksonville.

1 / 25

Active

Active·45 days on market

9420 Osprey Branch Trail 9

Jacksonville, FL 32257

$169,000$157/sqftEst. $859/moMLS# 2145864

Beds

Baths

1,079

Sq Ft

2007

Built

Garage

Pool

About this home

Jacksonville

Located in a gated Mandarin community, this well-maintained 2-bedroom, 2-bath condo with an attached garage offers a comfortable and functional layout with 1,079 square feet of living space. The private first-floor entry includes access to the attached garage and a separate laundry room, while the main living area is located upstairs for added privacy and an open feel. The second floor features high ceilings, abundant natural light, a spacious living and dining room combination, and a split-bedroom floor plan. The kitchen opens to the main living area and includes all appliances. The primary suite offers plenty of natural light and a spacious layout. Residents enjoy access to community amenities including a gated entrance, swimming pool, and fitness center. Low monthly condo fee includes internet, cable, exterior maintenance, landscaping, and building insurance. New roof installed February 2025. Conveniently located near shopping, dining, entertainment, I-295, and I-95, this condo offe

Cost to own

Mortgage calculator

Home Price

$169,000

Down Payment: 20%

$33,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$859

Principal & Interest: $859

Est. Taxes & Insurance: $215

Estimated Total Monthly

$1,074

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$859

Property taxesest. at asking price, Duval County$276

HOAbilled monthly$397

Estimated total, before insurance$1,532/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$158,500	$150,431	—
2024	$158,500	$136,756	—
2023	$158,500	$124,324	—
2022	$140,000	$113,022	—
2021	$106,000	$102,748	—
2020	$97,000	$93,408	—

2025 property taxes (current owner): $2,741/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History