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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·153 days on market

9575 Amarante Circle 9

Jacksonville, FL 32257

$169,900$147/sqftEst. $941/moMLS# 2145574
↓ $10,000 below original list
3
Beds
2
Baths
1,157
Sq Ft
2005
Built
—
Garage
No
Pool
FEMA Zone XHOA $235/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Good value for the money! This low maintenance condo makes a great option for a primary residence, a seasonal getaway, or an investment opportunity. 3 bedrooms, 2 full baths, on the 2nd floor. Open layout with comfortable living spaces. Fully equipped kitchen, ample cabinets and counter space, stacked washer/dryer included. Dining area off kitchen, opens to a spacious living room. Split bedrooms plan with nice size primary suite on one side, 2 bedrooms & 1 full bath on the other, living room in between. Primary suite complete with a walk-in closet and en-suite bath. Laminate flooring throughout, tile in wet areas. Community has pool and playground. Convenient Sunbeam Rd location with a variety of services, shopping, dining, and schools nearby. Easy access to San Jose Blvd, US-1, I-95 and I-295.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$941
Property taxesest. at asking price, Duval County$277
HOAbilled monthly$235
Estimated total, before insurance$1,454/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,639/yr · $220/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$169,900
$33,980
Loan Term
Monthly Payment
$941
Principal & Interest: $941
Property taxes (est.): $277
Insurance (est.): $113
Estimated Total Monthly
$1,332
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$159,000$141,223—
2024$173,000$128,385—
2023$173,000$116,714—
2022$141,000$106,104—
2021$109,000$96,459—
2020$98,000$87,690—

2025 property taxes (current owner): $2,639/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 17, 2026Price change$169,900−$3,100
  • Sep 3, 2026Price change$173,000−$2,000
  • Sep 3, 2026Active$175,000
  • Aug 12, 2026Active Under Contract$175,000
  • Jul 11, 2026Price change$175,000−$4,900
  • May 15, 2026Listed$179,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9626 Belda Way 7, Jacksonville, FL 32257Listed by PREMIER HOMES REALTY INCOct 2026$175,000$1513/21,1571320.1
9670 Amarante Circle 7, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$161,000$1393/21,15760.1
4365 Edgewater Crossing Drive 11-3, Jacksonville, FL 32257Listed by MARK SPAIN REAL ESTATESep 2026$235,000$1872/21,25930.2
4369 Edgewater Crossing Drive 11-2, Jacksonville, FL 32257Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$283,000$2232/21,269300.2
9420 Osprey Branch Trail 9, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$147,900$1372/21,079640.4
4738 Tigers Eye Court, Jacksonville, FL 32257Listed by LENNAR REALTY INCOct 2026$259,990$1754/2.51,483170.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$169,900
Price / Sq Ft$147
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,157
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address9575 Amarante Circle 9, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionVilla Beauclerc
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Parcel Number1490352340

Amenities

AmenitiesPool, Maintenance Grounds, Management - Off Site, Playground, Trash
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, Unassigned

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LaundryIn Unit
SecurityFire Alarm, Fire Sprinkler System, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedMay 15, 2026
Days on Market125
HOA Fees$235 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
Tax Amount$2,638.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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