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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Overlook Condos, Jacksonville — a gated community home in Jacksonville.

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Pending

Pending·115 days on market·The Overlook Condos

10550 Baymeadows Road 425

Jacksonville, FL 32256

$173,900$124/sqftEst. $963/mo mortgageMLS# 2095923
3
Beds
2
Baths
1,408
Sq Ft
1999
Built
—
Garage
No
Pool

8 more homes for sale in The Overlook Condos →Search The Overlook Condos on the map

FEMA Zone XHOA $445/mo436 sqft lotCondominium1 story

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About this home

The Overlook Condos

Located in the best A rated school district, this spacious 3-bedroom, 2-bathroom condo in a gated community is close to all the good things Jacksonville has to offer. This freshly painted well-maintained home comes with new white countertops in the kitchen and both bathrooms. From every window and balcony you can sit back, relax and look out at the parklike view. From fast food to fine dining, from live theaters to sporting arenas, marinas, and the fabulous Jacksonville Zoo, you'll never be far from entertainment. And, of course, you can always stay home and enjoy all the resort-like amenities The Overlook has to offer. And you'll be glad to know that the HOA, besides the many amenities also includes, Water, Basic Cable, Sewer and Garbage Collection, Playground and your own Private Carport. This great condo in this beautiful community can be your first home, or income producing property.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$963
Property taxesest. at asking price, Duval County$284
HOAbilled monthly$445
Estimated total, before insurance$1,692/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,701/yr · $308/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$173,900
$34,780
Loan Term
Monthly Payment
$963
Principal & Interest: $963
Property taxes (est.): $284
Insurance (est.): $116
Estimated Total Monthly
$1,363
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$183,500$183,500▼ $22,500
2024$206,000$206,000—
2023$206,000$73,913—
2022$150,500$70,304—
2021$127,000$66,800—
2020$118,500$65,188—

2024 property taxes (current owner): $3,701/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Pending$173,900
  • Jun 25, 2026Listed$173,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $142/sq ft; this home is listed at $124/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10550 Baymeadows Road 121, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$187,900$1563/21,2061390
10550 Baymeadows Road 120, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$150,000$1073/21,408740.1
11251 Campfield Drive 1102, Jacksonville, FL 32256Listed by NAVY TO NAVY HOMES LLCAug 2026$155,000$1372/21,1282390.6
11251 Campfield Drive 4209, Jacksonville, FL 32256Listed by ENGEL & VOLKERS FIRST COASTSep 2026$255,000$1492/21,711580.7
11251 Campfield Drive 4306, Jacksonville, FL 32256Listed by RE/MAX SPECIALISTS PVAug 2026$185,000$1333/21,394880.7
11251 Campfield Drive 3104, Jacksonville, FL 32256Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$230,000$1423/21,623200.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$173,900
Price / Sq Ft$124
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,408
Acres0.01 acres
Year Built1999
TypeResidential
Sub-TypeCondominium
StyleContemporary, Traditional
Property ConditionUpdated/Remodeled
StatusPending
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address10550 Baymeadows Road 425, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionThe Overlook
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size435.6 sq ft
Parcel Number1677586280
ZoningCondominium

Amenities

AmenitiesPool, Cable TV, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management- On Site, Trash, Water
Community FeaturesGated
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Carport, Parking Lot, Secured

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityEntry Phone/Intercom, Security Gate
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesBalcony
Lot DescriptionCleared, Many Trees
RoofShingle
ConstructionBlock, Frame, Stucco
Road SurfacePaved

Additional Information

Date ListedJune 26, 2026
Days on Market388
HOA Fees$445 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Maintenance Grounds, Sewer, Trash, Water, Other
Tax Amount$3,700.77
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Overlook Condos

The Overlook Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all The Overlook Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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