This home is in The Overlook Condos, Jacksonville.

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Active

Active·21 days on market·The Overlook Condos

10550 Baymeadows Road 425

Jacksonville, FL 32256

$173,900$124/sqftEst. $926/moMLS# 2095923

Beds

Baths

1,408

Sq Ft

1999

Built

—

Garage

Pool

About this home

The Overlook Condos

Located in the best A rated school district, this spacious 3-bedroom, 2-bathroom condo in a gated community is close to all the good things Jacksonville has to offer. This freshly painted well-maintained home comes with new white countertops in the kitchen and both bathrooms. From every window and balcony you can sit back, relax and look out at the parklike view. From fast food to fine dining, from live theaters to sporting arenas, marinas, and the fabulous Jacksonville Zoo, you'll never be far from entertainment. And, of course, you can always stay home and enjoy all the resort-like amenities The Overlook has to offer. And you'll be glad to know that the HOA, besides the many amenities also includes, Water, Basic Cable, Sewer and Garbage Collection, Playground and your own Private Carport. This great condo in this beautiful community can be your first home, or income producing property.

Cost to own

Mortgage calculator

Home Price

$173,900

Down Payment: 20%

$34,780

Interest Rate: 6.55%

Loan Term

Monthly Payment

$884

Principal & Interest: $884

Est. Taxes & Insurance: $221

Estimated Total Monthly

$1,105

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$926

Property taxesest. at asking price, Duval County$284

HOAbilled monthly$445

Estimated total, before insurance$1,655/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$183,500	$183,500	▼ $22,500
2024	$206,000	$206,000	—
2023	$206,000	$73,913	—
2022	$150,500	$70,304	—
2021	$127,000	$66,800	—
2020	$118,500	$65,188	—

2024 property taxes (current owner): $3,701/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 25, 2026Listed$173,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$173,900

Price / Sq Ft$124

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,408

Acres0.01 acres

Year Built1999

TypeResidential

Sub-TypeCondominium

StyleContemporary, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

Community Information

Address10550 Baymeadows Road 425, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionThe Overlook

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size435.6 sq ft

Parcel Number1677586280

ZoningCondominium

Amenities

AmenitiesPool, Cable TV, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management- On Site, Trash, Water

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Carport, Parking Lot, Secured