This home is in Jacksonville.

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Active

Active·64 days on market

9390 Underwing Way 7-2

Jacksonville, FL 32257

$214,000$167/sqftEst. $1,139/moMLS# 2145071

Beds

Baths

1,284

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

Welcome home to this spacious and well-maintained ground-floor condo in the gated community of Osprey Branch. Offering 3 bedrooms, 2 full bathrooms, and an attached one-car garage, this thoughtfully designed split floor plan provides both comfort and privacy. The oversized living and dining area features beautiful wood-look flooring and opens to a covered patio with a private storage closet. The kitchen offers abundant cabinetry, a large pantry, and a dedicated laundry room for added convenience. The primary suite includes a walk-in closet and en-suite bath, while two additional bedrooms provide flexible space for guests, a home office, or hobbies. Residents enjoy resort-style amenities including a community pool and clubhouse. Ideally located in the heart of Mandarin, just minutes from shopping, dining, major highways, and downtown Jacksonville. Low-maintenance living in a prime location!

Cost to own

Mortgage calculator

Home Price

$214,000

Down Payment: 20%

$42,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,088

Principal & Interest: $1,088

Est. Taxes & Insurance: $272

Estimated Total Monthly

$1,360

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,139

Property taxesest. at asking price, Duval County$349

HOAbilled monthly$397

Estimated total, before insurance$1,885/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $220,000 in April 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$188,000	$188,000	▲ $7,000
2024	$181,000	$181,000	—
2023	$181,000	$181,000	—
2022	$151,500	$75,145	—
2021	$121,500	$71,500	—
2020	$115,000	$115,000	—

2025 property taxes (current owner): $3,356/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History