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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silverleaf, St. Augustine a home near Tocoi Creek High School.

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Active

Active·1 day on market·Silverleaf

308 Pine Leaf Drive

St. Augustine, FL 32092

$827,000$310/sqftEst. $4,265/moMLS# 2159011
4
Beds
3
Baths
2,671
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

Silverleaf

Located behind the impressive gated entrance to Newbrook, Toll Brothers' flagship community in St. Johns county, is this stunning Cordata Modern Coastal which is ready to close in now!. This thoughtful layout offers 4 spacious bedrooms, 3 full bathrooms, an office and an oversized covered lanai that is perfect for relaxing outdoors. The kitchen is a gourmet chefs dream equipped with stacked cabinets, a huge oversized island and a walk in pantry.. At the heart of this home is a great room that opens to a spacious covered lanai. The owner's suite features a walk-in shower, freestanding tub and a huge closet. The highly anticipated Newbrook residents-only amenity center will include a resort-style pool, fitness center, and clubhouse.

Cost to own

Mortgage calculator

$827,000
$165,400
Loan Term
Monthly Payment
$4,265
Principal & Interest: $4,265
Property taxes (est.): $1,100
Insurance (est.): $551
Estimated Total Monthly
$5,917
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,265
Property taxesest. at asking price, St. Johns County$1,100
HOAbilled annually$100
Estimated total, before insurance$5,465/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$130,000$130,000

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 6, 2026Listed$827,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$827,000
Price / Sq Ft$310
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,671
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address308 Pine Leaf Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0107641640

Amenities

AmenitiesPool, Cable TV, Children's Pool, Clubhouse, Fitness Center, Gated, Pickleball, Playground, Tennis Court(s)
UtilitiesNatural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyInsulation, Thermostat, Water Heater, Windows
ParkingAttached, Garage
ViewPond

Interior

Interior FeaturesEntrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Gas Water Heater, Microwave
HeatingCentral, Zoned
CoolingCentral Air, Zoned
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch
RoofShingle
Road SurfacePaved

Additional Information

Date ListedAugust 7, 2026
Days on Market0
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA Fee IncludesCable TV, Sewer
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Silverleaf

Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Silverleaf homes for sale →

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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