This home is in Silverleaf, St. Augustine — a gated community home in St. Johns County.
Active·237 days on market·Silverleaf
26 Night Owl Court
St. Augustine, FL 32092
About this home
Silverleaf
Model Home Leaseback - 6 Months The Serena floor plan is a versatile, thoughtfully designed home that perfectly balances luxury, functionality, and comfort across a single, expansive level. Spanning 2,217 square feet with 4 bedrooms and 3 bathrooms, it provides ample space for both relaxation and entertainment. As you enter through the welcoming foyer, you're greeted by an immediate sense of openness and flow. The layout guides you naturally towards the heart of the home, where a stunning open-concept kitchen, living room, and dining area create a warm, inviting space to gather with family and friends. The kitchen is a chef's delight, boasting the ''Deluxe Kitchen'' upgrade, complete with a spacious center island that doubles as a breakfast bar, ample cabinetry, and modern appliances. This is where meal prep transforms into an experience, with room for everyone to gather, whether it's a weekend brunch or a holiday feast.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $229,030 | $24,232 | — |
| 2024 | $235,590 | $23,537 | — |
| 2023 | $172,263 | $22,996 | — |
| 2022 | $471,231 | $63,884 | — |
| 2021 | $3,699,253 | $84,234 | — |
| 2020 | $3,776,337 | $100,038 | — |
Estimated taxes if purchased at asking price: ~$13,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jan 5, 2026Listed$831,436
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Silverleaf
Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Silverleaf homes for sale →Listing Courtesy of: ICI SELECT REALTY, INC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines