This home is in St. Augustine — a gated community home in St. Johns County.
Pending·282 days on market
26 Night Owl Court
St. Augustine, FL 32092
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Model Home Leaseback - 6 Months The Serena floor plan is a versatile, thoughtfully designed home that perfectly balances luxury, functionality, and comfort across a single, expansive level. Spanning 2,217 square feet with 4 bedrooms and 3 bathrooms, it provides ample space for both relaxation and entertainment. As you enter through the welcoming foyer, you're greeted by an immediate sense of openness and flow. The layout guides you naturally towards the heart of the home, where a stunning open-concept kitchen, living room, and dining area create a warm, inviting space to gather with family and friends. The kitchen is a chef's delight, boasting the ''Deluxe Kitchen'' upgrade, complete with a spacious center island that doubles as a breakfast bar, ample cabinetry, and modern appliances. This is where meal prep transforms into an experience, with room for everyone to gather, whether it's a weekend brunch or a holiday feast.
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $229,030 | $24,232 | — |
| 2024 | $235,590 | $23,537 | — |
| 2023 | $172,263 | $22,996 | — |
| 2022 | $471,231 | $63,884 | — |
| 2021 | $3,699,253 | $84,234 | — |
| 2020 | $3,776,337 | $100,038 | — |
Estimated taxes if purchased at asking price: ~$12,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 6, 2026Pending$799,000
- Sep 15, 2026Price change$799,000−$32,436
- Jan 5, 2026Listed$831,436
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $360/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC. | Oct 2026 | $785,600 | $288 | 4/3.5 | 2,729 | 57 | 0.2 |
| 463 Canopy Forest Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $804,375 | $288 | 4/3 | 2,791 | 2 | 0.4 |
| 53 Glenbriar Court, St. Augustine, FL 32092Listed by KARSTEN REAL ESTATE TEAM | Sep 2026 | $932,000 | $328 | 4/3 | 2,843 | 61 | 0.5 |
| 171 Cedar Knoll Circle, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Oct 2026 | $542,000 | $199 | 4/4 | 2,728 | 26 | 1 |
| 1020 Brook Forest Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $525,000 | $210 | 4/3 | 2,500 | 0 | 1 |
| 377 Brook Forest Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $435,000 | $221 | 4/2.5 | 1,968 | 81 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ICI SELECT REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines