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This home is in Silverleaf, St. Augustine.

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Pending

Pending·150 days on market·Silverleaf

106 Ancient Springs Lane

St. Augustine, FL 32092

$566,675$237/sqftEst. $3,016/moMLS# 2130355
4
Beds
2
Baths
2,393
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Silverleaf

Unleash your interior design inspiration in the beautiful and versatile Elsner II floor plan available in the South Jacksonville-area community of Evergreen Island at Silverleaf. This thoughtfully designed two-story home offers 4 bedrooms and 2.5 baths, providing the ideal balance of comfort, style, and functionality. The luxurious Owner's Retreat serves as a private escape, complete with an en suite bathroom and a spacious walk-in closet. Three generously sized junior bedrooms offer privacy, unique character, and endless opportunities for personalization. At the heart of the home, the contemporary kitchen shines with a full-function island, corner pantry, and open sightlines that extend into the family and dining areas and out to the breezy lanai—perfect for everyday living and entertaining alike. Expertly proportioned windows fill the main-level living spaces with natural light, creating a warm and welcoming setting for memorable social gatherings.

Cost to own

Mortgage calculator

$566,675
$113,335
Loan Term
Monthly Payment
$2,880
Principal & Interest: $2,880
Est. Taxes & Insurance: $720
Estimated Total Monthly
$3,600
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,016
Property taxesest. at asking price, St. Johns County$754
HOAbilled annually$167
Estimated total, before insurance$3,937/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,666 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$566,675
Price / Sq Ft$237
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,393
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address106 Ancient Springs Lane, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Dimensions40' Wide
Parcel Number00000000
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Available, Natural Gas Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedFebruary 16, 2026
Days on Market42
HOA Fees$2,000 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, Lease Back, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Silverleaf

Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Silverleaf homes for sale →

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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