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This home is in Silverleaf, St. Augustine.

Active

Active·192 days on market·Silverleaf

53 Rose Bud Lane

St. Augustine, FL 32092

$825,000$304/sqftEst. $4,391/moMLS# 2087800
4
Beds
3
Baths
2,714
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

Silverleaf

Welcome to the Costa Mesa - a spacious, open-concept design that's perfect for both relaxation and entertaining. Imagine stepping into a stunning 2,565 square foot home, where every detail is crafted to enhance your lifestyle. This thoughtfully laid-out floor plan offers four spacious bedrooms and three baths, balancing privacy and comfort with spaces ideal for family time, hosting, or simply unwinding. The heart of the home is the expansive kitchen, complete with ICI Homes' Deluxe Kitchen package. Here, you'll find ample counter space, a large island with seating, and an elegant flow that opens into the dining and living areas. This kitchen isn't just for cooking; it's for gathering, for mornings spent over coffee, and for dinners with loved ones. Overlooking the living room, the kitchen allows for easy conversation and connection, keeping you involved in the moment, whether you're entertaining guests or helping with homework.

Cost to own

Mortgage calculator

$825,000
$165,000
Loan Term
Monthly Payment
$4,193
Principal & Interest: $4,193
Est. Taxes & Insurance: $1,048
Estimated Total Monthly
$5,242
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,391
Property taxesest. at asking price, St. Johns County$1,098
HOAbilled annually$100
Estimated total, before insurance$5,589/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $8,860,800 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$150,000$150,000
2024$150,000$150,000
2023$140,000$140,000
2022$39,200$39,200

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jan 5, 2026Listed$825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$825,000
Price / Sq Ft$304
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,714
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address53 Rose Bud Lane, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0103622180

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Gated, Management- On Site, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 5, 2026
Days on Market420
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Silverleaf

Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Silverleaf homes for sale →

Listing Courtesy of: ICI SELECT REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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