This home is in Fernandina Beach.
Sold·Closed Aug 19, 2026·40 days on market·Recent sales in Amelia Island
17 Harrison Creek Road
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Welcome to this exceptional single-level residence in Amelia Island Plantation Resort--an Arthur Rutenburg custom design built in 2001 as the developer's own home. This 3BR/3BA split floor plan offers effortless single-level living. The primary suite is a true retreat, with two oversized walk-in closets, dual vanities, and a spa-inspired bath beneath a striking corner glass wall, plus an adjacent office/study. The open, gourmet kitchen is a chef's dream: GE Monogram six-burner gas cooktop, double wall convection ovens, matching-panel Monogram refrigerator, under-counter ice maker, and built-in Miele coffee maker. The living room opens to a screened outdoor living space with a summer kitchen and sparkling pool with fountain, ideal for year-round entertaining. Upgrades include a whole-home generator, custom plantation shutters, and built-in cabinetry throughout. A rare opportunity to own a distinctive, developer-built showcase home in one of Amelia Island's most desirable communities.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,544 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $13,720/yr
Estimated taxes if purchased at asking price: ~$34,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 23, 2026Closed$2,175,000
- Aug 8, 2026Pending$2,175,000
- Aug 7, 2026Active$2,175,000
- Aug 4, 2026Listed$2,175,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $442/sq ft; this home is listed at $643/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10 Hickory Lane, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,295,000 | $442 | 3/2.5 | 2,929 | 20 | 0.2 |
| 6 Green Winged Teal Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $1,460,000 | $529 | 5/4.5 | 2,758 | 332 | 1.4 |
| 4919 Yachtsmans Drive, Fernandina Beach, FL 32034Listed by CRATEM REALTY COMPANY | Aug 2026 | $950,000 | $371 | 4/3 | 2,559 | 3 | 1.6 |
| 1657 Rigging Way, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Dec 2025 | $1,300,000 | $375 | 3/3.5 | 3,466 | 70 | 1.8 |
| 95045 Shurwall Lane, Fernandina Beach, FL 32034Listed by RE/MAX SPECIALISTS PV | Apr 2026 | $1,917,500 | $615 | 4/2.5 | 3,117 | 182 | 2.4 |
| 95366 Spinnaker Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Mar 2026 | $1,380,000 | $413 | 4/4.5 | 3,343 | 120 | 2.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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