This home is in Fernandina Beach — a gated community home on Amelia Island.
Sold·Closed Jun 26, 2026·20 days on market·Recent sales in Amelia Island
10 Hickory Lane
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Experience the quintessential island lifestyle in this sophisticated single-story residence, perfectly positioned within the prestigious gates of the Amelia Island Plantation. This home serves as a sanctuary of timeless style where classic coastal architecture meets modern refinement, featuring a 3-bedroom, 2.5-bathroom floor plan designed for effortless transitions between intimate relaxation and grand entertaining. A new roof (2020) and recently updated HVAC system provide modern reliability, while the interior is defined by the warmth of authentic oak hardwood flooring that flows gracefully throughout the expansive living spaces, complemented by brand-new, plush carpeting in the bedrooms. Residents enjoy immediate access to 13 miles of pristine Atlantic beaches and the lush, canopy-covered trails that define this world-class resort community. Beyond the gates, you are just a short drive from the vibrant boutiques and fine dining of historic downtown Fernandina Beach, while the
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,114 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,022,321 | $417,642 | — |
| 2024 | $999,515 | $405,023 | — |
| 2023 | $928,026 | $391,624 | — |
| 2022 | $803,516 | $383,116 | — |
| 2021 | $606,225 | $370,486 | — |
| 2020 | $551,427 | $364,674 | — |
2025 property taxes (current owner): $6,939/yr
Estimated taxes if purchased at asking price: ~$21,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 12, 2026Closed$1,295,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $375/sq ft; this home is listed at $442/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 17 Harrison Creek Road, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Aug 2026 | $2,100,000 | $621 | 3/3 | 3,383 | 40 | 0.2 |
| 6 Green Winged Teal Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $1,460,000 | $529 | 5/4.5 | 2,758 | 332 | 1.1 |
| 96014 Enclave Manor, Fernandina Beach, FL 32034Listed by LPT REALTY LLC | Jun 2026 | $760,000 | $360 | 3/3 | 2,113 | 204 | 1.1 |
| 4919 Yachtsmans Drive, Fernandina Beach, FL 32034Listed by CRATEM REALTY COMPANY | Aug 2026 | $950,000 | $371 | 4/3 | 2,559 | 3 | 1.8 |
| 1657 Rigging Way, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Dec 2025 | $1,300,000 | $375 | 3/3.5 | 3,466 | 70 | 2 |
| 4433 Bean Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Sep 2026 | $799,900 | $347 | 3/2.5 | 2,304 | 16 | 2.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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