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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a waterfront home in Nassau County.

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Sold

Sold·Closed Jun 30, 2025·75 days on market·Recent sales in Amelia Island

10 Buckthorne Drive

Fernandina Beach, FL 32034

$1,550,000sold priceListed at $1,665,000 · 93.1% of asking$387/sqftMLS# 2076377
4
Beds
4
Baths
4,010
Sq Ft
1993
Built
2
Garage
No
Pool
HOA $153/mo0.40 acresWaterfrontSingle Family Residence1 story

About this home

Fernandina Beach

Tucked in a private cove overlooking Red Maple Lake, this 4-bed, 4-bath home offers over 4,000 sq. ft. of opportunity. Surrounded by lush landscaping, live oaks, and palms, it embraces nature with serene views from every room. The backyard retreat features a stone patio and a walkway to the lake—perfect for relaxing. Inside, the open layout is ideal for families or entertaining, with high ceilings, a gas fireplace, and French doors to the yard. The kitchen boasts stainless steel appliances, a granite island, and an adjoining sitting room with its own fireplace. The first floor includes an office/library, a full bath, a spacious primary suite, and a guest bedroom with its own bath. Upstairs offers a vaulted family room, two guest rooms, a full bath, and a bonus room. A new roof is already in place! Located in Amelia Island Plantation, residents enjoy trails, 3+ miles of beaches, Walker's Landing, Drummond Park, and nearby shops. A rare chance to create your dream retreat!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,586
Property taxesest. at asking price, Nassau County$2,140
HOAbilled annually$153
Estimated total, before insurance$10,878/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,819/yr · $818/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,550,000
$310,000
Loan Term
Monthly Payment
$8,586
Principal & Interest: $8,586
Property taxes (est.): $2,140
Insurance (est.): $1,033
Estimated Total Monthly
$11,759
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $9,819/yr

Estimated taxes if purchased at asking price: ~$25,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $472/sq ft; this home is listed at $415/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
58 Laurel Oak Road Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTDec 2025$1,210,000$4253/3.52,848260.1
2 Heron Oaks Court, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJul 2025$1,925,000$4724/4.54,08140.3
10 Hickory Lane, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,295,000$4423/2.52,929200.4
17 Harrison Creek Road, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYAug 2026$2,100,000$6213/33,383400.5
95032 Spring Tide Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYNov 2025$1,300,000$3793/43,432811.2
1 Marsh Hawk Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2025$2,000,000$5244/43,81911.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,665,000
Price / Sq Ft$415
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage4,010
Acres0.40 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address10 Buckthorne Drive, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionBeachwood Village
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size17,424 sq ft
Parcel Number016N29020201400000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypeLake Front

Interior

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
# of Stories1
SecuritySecurity Gate

Additional Information

Date ListedMarch 18, 2025
Days on Market75
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
Tax Amount$9,818.68
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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