This home is in Fernandina Beach — a home near Fernandina Beach High School.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Nov 26, 2025·81 days on market·Recent sales in Amelia Island
95032 Spring Tide Lane
Fernandina Beach, FL 32034
About this home
Fernandina Beach
SUNSETS, SALT MARSH, AND ZERO YARD WORK. When your backyard is the Amelia River and your evenings are painted in sunset gold, you know you've made it. River Place on Amelia Island is a boutique community of just a handful of well-kept townhomes—with a private deep-water dock—perched on the coveted south end of the island. This 3-level stunner is built for easy living and serious entertaining. Spacious open-plan living and dining areas flow into a gourmet kitchen with Sub-Zero refrigerator, Wolf induction range & oven, and more storage than you'll ever admit you need. Take the elevator (because why not?) to 3 generous bedrooms, 4 full baths, and a flex space ready for your home gym, office, or extra guest room. Balconies on the 2nd and 3rd floors serve up postcard-worthy views, while the enclosed courtyard is your shaded escape. No mowing. No mulching. Just lock, leave, and enjoy the good life—with historic downtown, biking trails, and JAX airport all within easy reach.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Concrete, Tile — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,655 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Dune Walk 105about 0.5 mi
Closest park or preserve
Big Talbot Island State Parkabout 5 mi · 11.2 mi of trails
Closest public boat ramp
Big Talbot Island State Park Boat Rampabout 5 mi · Nassau Sound / Nassau River
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 6 mi · Egan's Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 10 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $9,630/yr
Estimated taxes if purchased at asking price: ~$21,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $371/sq ft; this home is listed at $401/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 96067 Enclave Manor, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | May 2025 | $985,000 | $380 | 3/3.5 | 2,589 | 15 | 0.2 |
| 95112 Spring Blossom Court, Fernandina Beach, FL 32034Listed by NON MLS (realMLS) | Mar 2026 | $865,000 | $285 | 5/4 | 3,039 | 28 | 0.5 |
| 1798 Jackson Court, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | May 2025 | $1,110,000 | $462 | 3/2 | 2,402 | 6 | 0.5 |
| 4919 Yachtsmans Drive, Fernandina Beach, FL 32034Listed by CRATEM REALTY COMPANY | Aug 2026 | $950,000 | $371 | 4/3 | 2,559 | 3 | 0.6 |
| 1225 Forrest Drive, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | Mar 2026 | $800,000 | $308 | 4/3 | 2,596 | 138 | 0.6 |
| 1381 Forrest Drive, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Feb 2026 | $970,000 | $288 | 5/5.5 | 3,370 | 213 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Fernandina Beach
Explore the area
More in Amelia Island
Amelia Island guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 26, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines