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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed Jul 9, 2025·4 days on market·Recent sales in Amelia Island

2 Heron Oaks Court

Fernandina Beach, FL 32034

$1,925,000sold priceListed at $2,150,000 · 89.5% of asking$472/sqftMLS# 2093904
4
Beds
4.5
Baths
4,081
Sq Ft
2001
Built
2
Garage
Yes
Pool
HOA $153/moSingle Family Residence2 stories

About this home

Fernandina Beach

RARE opportunity in desirable Heron Oaks at Amelia Island Plantation. This beautifully maintained 4BR + bonus, 4.5BA home sits on a lush corner lot surrounded by moss-draped oaks, just steps from Racquet Park, Verandah, Little Sandy, and the beach. Home beautifully styled by Dwell. Open layout offers 3 bedrooms down, with primary suite and loft up, plus bonus room above garage—perfect for guests or office. Features wood floors, coffered ceiling in living room, gas fireplace with built-ins, and sunroom. Kitchen, living, and dining flow seamlessly—ideal for entertaining. Outdoor retreat includes endless pool, hot tub, expansive deck, and brick garden walkway. Covered front porch with swing is perfect for watching egrets stroll by. Recent updates: roof (2022), Generac generator (2022), tankless water heater (2019), exterior paint (2021), interior paint (2025). Includes rear-entry 2-car garage, guest parking, and dual front/courtyard entry. Experience premier island living today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,663
Property taxesest. at asking price, Nassau County$2,658
HOAbilled annually$153
Estimated total, before insurance$13,473/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,925,000
$385,000
Loan Term
Monthly Payment
$10,663
Principal & Interest: $10,663
Property taxes (est.): $2,658
Insurance (est.): $1,283
Estimated Total Monthly
$14,603
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $442/sq ft; this home is listed at $527/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10 Buckthorne Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2025$1,550,000$3874/44,010750.3
10 Hickory Lane, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,295,000$4423/2.52,929200.5
17 Harrison Creek Road, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYAug 2026$2,100,000$6213/33,383400.7
1 Marsh Hawk Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2025$2,000,000$5244/43,81911
95032 Spring Tide Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYNov 2025$1,300,000$3793/43,432811.4
95112 Spring Blossom Court, Fernandina Beach, FL 32034Listed by NON MLS (realMLS)Mar 2026$865,000$2855/43,039281.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,150,000
Price / Sq Ft$527
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,081
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

Community Information

Address2 Heron Oaks Court, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionHeron Oaks
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number016N29085000140000

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
SecuritySecurity Gate

Exterior

Road SurfacePaved

Additional Information

Date ListedJune 18, 2025
Days on Market4
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Sold by: ONE SOTHEBY'S INTERNATIONAL REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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