Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a golf course home in St. Johns County.

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Active

Active·Listed today·Julington Creek

344 S Checkerberry Way

St. Johns, FL 32259

$930,000$288/sqftEst. $4,742/moMLS# 2157659

Beds

Baths

3,232

Sq Ft

1999

Built

Garage

Yes

Pool

About this home

Julington Creek

Rarely does a home offer this much privacy, outdoor living, and usable land in Julington Creek Plantation. Situated on over half an acre overlooking the golf course with a private wooded backdrop, this beautifully updated 3,232-square-foot single-story estate delivers the lifestyle buyers have been searching for. An elegant circular driveway welcomes guests while providing abundant parking for gatherings, complemented by a spacious three-car garage with an epoxy-coated floor. Thoughtfully designed for both everyday living and effortless entertaining, this exceptional home blends timeless architecture with modern updates in one of St. Johns County's most sought-after communities. Inside, soaring 10-foot ceilings, a dramatic vaulted family room, and walls of windows create an inviting atmosphere filled with natural light.

Cost to own

Mortgage calculator

Home Price

$930,000

Down Payment: 20%

$186,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,742

Principal & Interest: $4,742

Property taxes (est.): $1,238

Insurance (est.): $620

Estimated Total Monthly

$6,599

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,742

Property taxesest. at asking price, St. Johns County$1,238

HOAbilled annually$48

Estimated total, before insurance$6,028/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,487/yr · $874/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$682,249	$631,527	—
2024	$655,558	$655,558	—
2023	$584,644	$385,303	—
2022	$534,223	$372,624	—
2021	$436,965	$436,965	—
2020	$435,648	$311,215	—

2025 property taxes (current owner): $10,487/yr

Estimated taxes if purchased at asking price: ~$14,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

Jul 31, 2026Active$930,000
Jul 29, 2026Listed$930,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$930,000

Price / Sq Ft$288

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,232

Acres0.60 acres

Year Built1999

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure

Is WaterfrontNo

School Information

ElementaryJulington Creek

MiddleFruit Cove

HighCreekside

Community Information

Address344 S Checkerberry Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek Plan

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size26,136 sq ft

Parcel Number2490242670

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Circular Driveway, Garage

ViewGolf Course, Pool, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDryer, Electric Cooktop, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Lower Level

SecuritySmoke Detector(s)

Spa FeaturesHeated, Above Ground