This home is in Aberdeen, St. Johns.
Active·135 days on market·Aberdeen
681 Grampian Highlands Drive
St. Johns, FL 32259
About this home
Aberdeen
***OPEN HOUSE***Sunday, July 19, from 12:00 PM to 2:00 PM. Stop by, tour the home, and see everything it has to offer!******THIS PROPERTY HAS A 4.375 ASSUMABLE VA MORTGAGE***Welcome to this spacious 5-bedroom, located in the highly desirable Aberdeen community known for its excellent schools and family-friendly lifestyle. Situated on a quiet cul-de-sac, this well-designed home features a primary suite on the first floor with elegant tray ceilings, abundant natural light, and a huge walk-in closet. The open living areas create a bright and inviting space perfect for everyday living and entertaining. Upstairs offers additional generously sized bedrooms ideal for family, guests, or a home office. Enjoy peaceful views of the retention pond from the fully fenced backyard, providing privacy and plenty of space for outdoor activities. The large yard offers room to add a pool, making it perfect for future outdoor living. With great lighting throughout and a functional layout.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $560,500 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $470,585 | $0 | — |
| 2024 | $476,298 | $0 | — |
| 2023 | $492,118 | $0 | — |
| 2022 | $466,664 | $198,794 | — |
| 2021 | $326,691 | $191,548 | — |
| 2020 | $298,647 | $188,213 | — |
2025 property taxes (current owner): $2,705/yr
Estimated taxes if purchased at asking price: ~$9,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,701 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 2, 2026Listed$579,499
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Aberdeen
Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Aberdeen homes for sale →Listing Courtesy of: ENDLESS SUMMER REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
7/19/2026
12:00 pm - 2:00 pm