This home is in Beachwalk, St. Johns.

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Active

Active·93 days on market·Beachwalk

74 Waterline Drive

St. Johns, FL 32259

$799,900$248/sqftEst. $4,257/moMLS# 2139702

Beds

Baths

3,226

Sq Ft

2019

Built

Garage

Pool

About this home

Beachwalk

ATTENTION BUYERS...NEW PRICE! Welcome to Dorado at Beachwalk--where luxury living meets resort-style amenities in one of St. Johns County's most sought-after communities, zoned for the top-rated St. Johns County School District. Location, Location Location...this home is a short 5 minute walk from the Amazing Clubhouse, Lagoon & Community amenities! This highly desirable Trinidad floor plan offers the perfect blend of modern design, functional layout, and high-end upgrades--truly a move-in ready home that stands out from the competition. Step inside to a stunning two-story foyer that creates an immediate sense of space and elegance. Throughout the home, you'll find luxury vinyl plank (LVP) flooring, upgraded lighting, and custom woodwork, delivering a clean, sophisticated look buyers are searching for today. The first-floor owner's suite provides privacy and comfort, featuring a spa-like bathroom with dual shower heads and a custom walk-in closet.

Cost to own

Mortgage calculator

Home Price

$799,900

Down Payment: 20%

$159,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,041

Principal & Interest: $4,041

Est. Taxes & Insurance: $1,010

Estimated Total Monthly

$5,051

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,257

Property taxesest. at asking price, St. Johns County$1,064

HOAbilled quarterly$226

Estimated total, before insurance$5,548/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $835,000 in June 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$634,734	$490,347	—
2024	$621,534	$535,359	—
2023	$568,310	$518,310	—
2022	$578,913	$528,913	—
2021	$462,681	$385,098	—
2020	$429,091	$379,091	—

2025 property taxes (current owner): $7,100/yr

Estimated taxes if purchased at asking price: ~$12,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 13, 2026Listed$799,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$799,900

Price / Sq Ft$248

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,226

Acres0.16 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address74 Waterline Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,969.6 sq ft

Lot Dimensions53.66x130.01x52.76x130.01

Parcel Number0237181000

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Gated

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile

FireplaceYes

# of Fireplaces2

Fireplace FeaturesElectric, Outside

# of Stories1

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)