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This home is in Aberdeen, St. Johns.

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Active

Active·40 days on market·Aberdeen

280 Queen Victoria Avenue

St. Johns, FL 32259

$624,900$176/sqftEst. $3,326/moMLS# 2149313
5
Beds
3
Baths
3,544
Sq Ft
2018
Built
3
Garage
No
Pool

About this home

Aberdeen

OPEN HOUSE JULY 18TH 12-2PM Welcome to this spacious and beautifully designed 5--bedroom, 3.5-bath home in the highly Sought-after Aberdeen community of St. Johns, Florida. Built in 2019, this two-story residence offers 3,527sq ft of thoughtfully planned living space on an 8,712 sq ft lot, blending modern comfort with family-friendly functionality. The owners recently completed a major interior upgrade, replacing all carpet with brand-new hardwood flooring, giving the home a fresh, elegant, and low-maintenance finish throughout. The open layout includes multiple living and gathering spaces, a well-appointed kitchen, and a spacious primary suite, all enhanced by the warmth and durability of the new flooring. The home also features central cooling, forced-air heating, and an attached 3-car garage. Set within one of the fastest-growing and most sought-after areas in Northeast Florida, this home benefits from St. Johns' exceptional quality of life -- including top-ranked schools

Cost to own

Mortgage calculator

$624,900
$124,980
Loan Term
Monthly Payment
$3,176
Principal & Interest: $3,176
Est. Taxes & Insurance: $794
Estimated Total Monthly
$3,970
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,326
Property taxesest. at asking price, St. Johns County$832
HOAbilled annually$4
Estimated total, before insurance$4,162/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$519,795$358,947
2024$562,594$348,123
2023$567,065$336,527
2022$538,560$325,269
2021$382,408$314,339
2020$359,309$309,309

2025 property taxes (current owner): $8,078/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 10, 2026Price change$624,900$14,100
  • Jun 8, 2026Listed$639,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$624,900
Price / Sq Ft$176
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,544
Acres0.20 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address280 Queen Victoria Avenue, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAberdeen
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size8,712 sq ft
Parcel Number0096815020
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingBack Yard, Full, Vinyl
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 8, 2026
Days on Market40
HOA Fees$50 / Annually
HOA FrequencyAnnually
HOA NameAberdeen HOA
Tax Amount$8,077.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Aberdeen homes for sale →

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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