This home is in Yulee — a home near Yulee High School.
Active·93 days on market
86225 Harry Green Road
Yulee, FL 32097
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
Investor Opportunity on 1 Acre! The expensive updates have already been taken care of! Built with durable concrete block construction, this home sits on a fully fenced 1-acre lot and features an updated roof (2022) and updated HVAC SYSTEM (2023), giving you a great head start on your renovation. Zoned RM (Residential Mixed) with no rental restrictions, this property offers endless possibilities for an investment property, long-term rental, or primary residence. A private well and septic help keep monthly expenses down, while low county taxes and NO HOA or CDD fees make ownership even more affordable. Inside, you'll find a functional floor plan with a classic brick fireplace, a kitchen ready for your personal updates, and an attached carport. A detached workshop provides additional space for storage, hobbies, or equipment. Outside, the fully fenced acre offers plenty of room for boats, RVs, trailers, work vehicles, or future improvements. Mature shade trees provide privacy and character
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,674 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 35, S Fletcher Ave. & Manatee Ave.about 8 mi · 12 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 9 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 0.7 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 9 mi · Egan's Creek
Closest grocery store
Aldiabout 1 mi · 463689 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:39 AM, sunset 6:40 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,158/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 28, 2026Listed$399,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $222/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85417 Sandy Ridge Loop 0084, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Sep 2026 | $467,500 | $215 | 4/2 | 2,171 | 287 | 0.9 |
| 85350 Sandy Ridge Loop 0039, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jul 2026 | $490,900 | $226 | 4/2 | 2,171 | 110 | 1 |
| 85228 Sandy Ridge Loop 0025, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jun 2026 | $539,500 | $231 | 4/3 | 2,340 | 105 | 1 |
| 86209 Vegas Boulevard, Yulee, FL 32097Listed by HOVER GIRL PROPERTIES | Sep 2026 | $225,000 | $133 | 3/2 | 1,694 | 1 | 1.1 |
| 86010 Osheas Place, Yulee, FL 32097Listed by FIRST COAST HEROES REAL ESTATE LLC | Jul 2026 | $359,000 | $199 | 3/2 | 1,806 | 46 | 1.2 |
| 86154 Vegas Boulevard, Yulee, FL 32097Listed by WATSON REALTY CORP | Aug 2026 | $398,000 | $179 | 3/2 | 2,228 | 23 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS SOUTHEASTERN PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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