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986 STATE ROAD 20, Interlachen, FL 32148

$425,000
MLS# 2134128
1
Bedrooms
1
Bathrooms
960
Sq Ft
1981
Year Built

About This Home — 986 STATE ROAD 20

There's no better way to celebrate America than lakeside with family and friends! Opportunity awaits on beautiful spring-fed Lake Ida with 380 feet of private shoreline and over 4 acres of usable land. The property features a 960 sq ft home, a concrete block garage with attached carport, and a 1-bedroom, 1-bath ADU complete with a kitchen and living area--perfect for guests, relatives, or additional income potential. The main home offers an open layout with peaceful lake views, while outside you'll enjoy boating, fishing, kayaking, and paddleboarding right from your backyard. Additional features include fenced pasture currently housing a horse and goat, RV hookup, and plenty of room for gardening, hobby farming, or a future second homesite. Properties offering this combination of acreage, private shoreline, guest accommodations, and endless possibilities are hard to find. This is truly a must-see property to fully appreciate all it has to offer. Lets get you moved for the 4th of July!

Features

Price$425,000
Price / Sq Ft$443
Bedrooms1
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage960
Total Structure Area1,248 sq ft
Acres13.89 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

ElementaryInterlachen
HighInterlachen

Community Information

Address986 STATE ROAD 20, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionMetes & Bounds
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size605,048.4 sq ft
Parcel Number131024000001500000
ZoningResidential

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached Carport, Carport
ViewLake, Water
Waterfront TypeLake Front

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Exterior FeaturesDock, Outdoor Shower
FencingFenced
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageHighway, State Road

Additional Information

Date ListedMarch 10, 2026
Days on Market81
Tax Amount$3,426.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,262
Principal & Interest: $2,262
Est. Taxes & Insurance: $566
Estimated Total Monthly
$2,828
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLCSpring Maynard · springmaynard08@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida