Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Duncan U. Fletcher High School.

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Active

Active·6 days on market

4449 Seabreeze Drive Drive

Jacksonville, FL 32250

$2,150,000$819/sqftEst. $10,962/moMLS# 2157230

Beds

Baths

2,626

Sq Ft

1997

Built

Garage

Yes

Pool

About this home

Jacksonville

Stunning Brick Estate with Deep-Water Access and Panoramic Waterfront ViewsExperience the pinnacle of coastal living in this magnificent, all-brick waterfront estate. Designed for avid boaters and luxury seekers alike, this property perfectly combines timeless construction with premier outdoor amenities

Cost to own

Mortgage calculator

Home Price

$2,150,000

Down Payment: 20%

$430,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$10,962

Principal & Interest: $10,962

Property taxes (est.): $3,511

Insurance (est.): $1,433

Estimated Total Monthly

$15,906

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$10,962

Property taxesest. at asking price, Duval County$3,511

HOAbilled quarterly$101

Estimated total, before insurance$14,574/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 27, 2026Listed$2,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,150,000

Price / Sq Ft$819

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,626

Year Built1997

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontYes

School Information

ElementarySeabreeze

MiddleFletcher Jr High

HighDuncan Fletcher

Community Information

Address4449 Seabreeze Drive Drive, Jacksonville, FL 32250

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionMarsh View

CityJacksonville

CountyDuval

StateFL

Zip Code32250

Parcel Number1800178220

ZoningPUD

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Waterfront TypeIntracoastal, Marsh, Navigable Water, Ocean Access

Interior

AppliancesDishwasher, Dryer, Electric Water Heater, Gas Oven, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Wine Cooler

HeatingCentral

CoolingCentral Air, Electric, Multi Units

# of Stories2