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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Isle of Palms, Jacksonville — a pool home in Jacksonville.

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Sold

$1,100,000Sold3 bd · 2.5 ba · 2,507 sq ft

Sold·Closed Oct 16, 2026·1 day on market·Recent sales in Isle of Palms·Isle of Palms

14526 Plumosa Drive

Jacksonville, FL 32250

$1,100,000sold priceListed at $1,000,000 · 110% of asking$439/sqftMLS# 2163921
3
Beds
2.5
Baths
2,507
Sq Ft
1963
Built
—
Garage
Yes
Pool

9 more homes for sale in Isle of Palms →Search Isle of Palms on the map

FEMA Zone XNo HOA16,553 sqft lotWaterfrontSingle Family Residence1 story

About this home

Isle of Palms

Grab the boat and experience waterfront living at its finest in the highly sought-after Isle of Palms neighborhood. Positioned along a peaceful canal with direct access to the Intracoastal Waterway, this 3-bedroom, 2.5-bath residence offers 2,500+ square feet of opportunity to create your ultimate coastal retreat. The spacious interior features wood flooring seamlessly flowing throughout. A primary suite with a generous en-suite bath, while the well-appointed kitchen showcases granite countertops, solid wood cabinetry, stainless steel appliances, and a breakfast bar flowing into the main living spaces. A dedicated bonus room creates the perfect setting for entertaining. Expansive windows and glass doors capture natural light and serene water views. Step outside to your private backyard oasis complete with a pool, air-conditioned kennel, canal frontage, and private boat lift. this is a rare opportunity to create the Florida lifestyle you've been waiting for. No HOA or CDD.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,997
Property taxesest. at asking price, Duval County$1,796
Estimated total, before insurance$7,793/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,598/yr · $800/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1963)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,598/yr

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Closed$1,000,000
  • Sep 25, 2026Active Under Contract$1,000,000
  • Sep 24, 2026Active$1,000,000
  • Sep 8, 2026Listed$1,000,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $300/sq ft; this home is listed at $439/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14645 Lagoon Drive, Jacksonville, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$1,672,000$6984/32,39520.3
3866 Luth Drive E, Jacksonville, FL 32250Listed by MOMENTUM REALTYOct 2026$425,000$1953/22,180740.4
3619 Crossview Drive, Jacksonville, FL 32224Listed by NAVY TO NAVY HOMES LLCOct 2026$770,000$2913/32,642340.7
3637 Crossview Drive, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$860,000$3004/32,862280.7
3012 San Pablo Road S, Jacksonville, FL 32224Listed by RPB REALTY,INCOct 2026$499,900$2404/22,084430.8
4148 Tideview Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$1,175,000$6093/21,92940.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,000,000
Price / Sq Ft$399
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,507
Acres0.38 acres
Year Built1963
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolYes
Pool FeaturesIn Ground, Other
Is WaterfrontYes

School Information

Community Information

Address14526 Plumosa Drive, Jacksonville, FL 32250
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionIsle Of Palms
CityJacksonville
CountyDuval
StateFL
Zip Code32250
Lot Size16,552.8 sq ft
Parcel Number1772010000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Other
ViewCanal, Pool
Waterfront TypeCanal Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Double Oven, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBoat Lift, Dock, Other
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedSeptember 24, 2026
Days on Market1
Tax Amount$9,598
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JWB REALTY LLC

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Isle of Palms

Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Isle of Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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