This home is in Pablo Creek Reserve, Jacksonville.

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Active

Active·Listed today·Pablo Creek Reserve

5226 Commissioners Drive

Jacksonville, FL 32224

$1,850,000$555/sqftEst. $9,846/moMLS# 2155334

Beds

Baths

3,333

Sq Ft

2017

Built

Garage

Pool

About this home

Pablo Creek Reserve

Beautifully maintained lakefront custom built home in prestigious Pablo Creek Reserve, showcasing exceptional updates and timeless elegance. Recent enhancements include a renovated kitchen with updated cabinetry and countertops, wide-plank white oak flooring, professional landscaping, a new water heater (2025), and more. Perfectly positioned on a premier corner homesite, the property features a private drive, custom stone entry, and breathtaking lake views. Designed for effortless living and entertaining, the open floor plan offers a dedicated office/flex space, two ensuite guest bedrooms, and a luxurious primary suite with an expansive custom closet. The spacious screened lanai includes generous seating areas and a built-in summer kitchen for year-round indoor-outdoor living. Additional highlights include abundant storage, a climate-controlled three-car garage, and refined luxury in one of Jacksonville's most sought-after gated communities. Buyer to verify sq. footage.

Cost to own

Mortgage calculator

Home Price

$1,850,000

Down Payment: 20%

$370,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$9,345

Principal & Interest: $9,345

Est. Taxes & Insurance: $2,336

Estimated Total Monthly

$11,681

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,846

Property taxesest. at asking price, Duval County$3,021

HOAbilled quarterly$517

Estimated total, before insurance$13,384/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,777,875	$1,578,202	▲ $42,088
2024	$1,583,017	$1,533,017	—
2023	$1,541,838	$1,491,838	—
2022	$1,284,265	$1,284,265	—
2021	$1,003,166	$1,003,166	—
2020	$936,758	$936,758	—

2025 property taxes (current owner): $28,576/yr

Estimated taxes if purchased at asking price: ~$36,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

Jul 14, 2026Listed$1,850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,850,000

Price / Sq Ft$555

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,333

Total Structure Area4,650 sq ft

Acres0.34 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address5226 Commissioners Drive, Jacksonville, FL 32224

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionPablo Creek Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size14,810.4 sq ft

Lot Dimensions100x150x98x154

Parcel Number1677662540

Amenities

AmenitiesManagement - Off Site, Playground

UtilitiesNatural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingElectric

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundrySink

Window FeaturesSkylight(s)

SecurityGated with Guard