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This home is in The Palms, Ponte Vedra.

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Active·Listed today·The Palms

664 Coconut Palm Parkway

Ponte Vedra, FL 32081

$439,000$317/sqftEst. $2,238/moMLS# 2157143
3
Beds
2
Baths
1,386
Sq Ft
2017
Built
2
Garage
No
Pool

About this home

The Palms

Experience the best of Nocatee living in this beautifully maintained one-story end-unit in The Palms at Nocatee. Perfectly situated across from a tranquil neighborhood pond and backing to a peaceful preserve, this home offers the ideal blend of comfort and natural beauty. Step inside to an open-concept floor plan designed for comfortable everyday living. The bright white gourmet kitchen is the heart of the home, featuring granite countertops, upgraded soft-close cabinetry, a gas cooktop, double ovens, a pantry, and a large center island overlooking spacious living and dining areas. The versatile third bedroom, complete with French doors, is ideal as a home office, guest room, or flex space to fit your lifestyle. Enjoy true lock-and-leave convenience with an HOA that maintains the home's exterior and yard, giving you more time to relax and enjoy everything this incredible community has to offer.

Cost to own

Mortgage calculator

$439,000
$87,800
Loan Term
Monthly Payment
$2,238
Principal & Interest: $2,238
Property taxes (est.): $584
Insurance (est.): $293
Estimated Total Monthly
$3,115
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,238
Property taxesest. at asking price, St. Johns County$584
HOAbilled semi-annually$275
Estimated total, before insurance$3,097/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,786/yr · $399/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,786/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 28, 2026Active$439,000
  • Jul 26, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$439,000
Price / Sq Ft$317
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,386
Acres0.15 acres
Year Built2017
TypeResidential
Sub-TypeTownhouse
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address664 Coconut Palm Parkway, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionPalms At Nocatee East
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,534 sq ft
Parcel Number0680580770
ZoningResidential

Amenities

AmenitiesDog Park, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchPatio
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 28, 2026
Days on Market0
HOA Fees$1,647.5 / Semi-Annually
HOA FrequencySemi-Annually
HOA NamePalms at Nocatee Leland Mgmt
Tax Amount$4,786.16
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About The Palms

The Palms is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all The Palms homes for sale →

Listing Courtesy of: VENTURE DEVELOPMENT REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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