This home is in The Palms, Ponte Vedra.

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Active Under Contract

Active Under Contract·80 days on market·The Palms

83 Pindo Palm Drive

Ponte Vedra, FL 32081

$414,000$231/sqftEst. $2,203/moMLS# 2142109

Beds

Baths

1,789

Sq Ft

2016

Built

Garage

Pool

About this home

The Palms

Welcome to The Palms at Nocatee--one of the most desirable townhome communities offering low-maintenance living with true lifestyle convenience. This move-in ready home features a well-designed floor plan with 1,789 sq ft and a rare first-floor owner's suite, providing both comfort and privacy. The open-concept layout is perfect for everyday living and entertaining, with a spacious kitchen featuring granite countertops, upgraded cabinetry, a gas cooktop, new double oven, new dishwasher, pantry, and an island that flows seamlessly into the main living and dining areas. Tile flooring throughout the main level, fresh interior paint, and abundant natural light create a clean, modern feel. Upstairs, you'll find two spacious bedrooms, an updated laundry room, and a versatile loft--ideal for a home office, media room, or flex space. The home has been thoughtfully updated with LVP flooring on the stairs and second floor, along with renovated bathrooms featuring new cabinetry, sinks

Cost to own

Mortgage calculator

Home Price

$414,000

Down Payment: 20%

$82,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,104

Principal & Interest: $2,104

Est. Taxes & Insurance: $526

Estimated Total Monthly

$2,630

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,203

Property taxesest. at asking price, St. Johns County$551

HOAbilled semi-annually$322

Estimated total, before insurance$3,077/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$377,910	$180,924	—
2024	$387,873	$175,118	—
2023	$391,148	$168,561	—
2022	$386,352	$162,195	—
2021	$259,792	$156,015	—
2020	$240,443	$240,443	—

2025 property taxes (current owner): $2,932/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 27, 2026Listed$414,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$414,000

Price / Sq Ft$231

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,789

Acres0.06 acres

Year Built2016

TypeResidential

Sub-TypeTownhouse

StyleOther

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPalm Valley Academy

MiddlePalm Valley Academy

HighAllen D. Nease

Community Information

Address83 Pindo Palm Drive, Ponte Vedra, FL 32081

Area271-Nocatee North

SubdivisionPalms At Nocatee East

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size2,613.6 sq ft

Parcel Number0680580150

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringLaminate, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit